array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(30) "二手房贷款流程及条件"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924010"
      ["tagid"] => int(971210)
      ["id"] => string(6) "971210"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503943246544907)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/971210"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/971210"
    }
    [1] => array(11) {
      ["tagname"] => string(27) "买房贷款流程及条件"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(932783)
      ["id"] => string(6) "932783"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942138200092)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/932783"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/932783"
    }
    [2] => array(11) {
      ["tagname"] => string(27) "房屋贷款流程及条件"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(927439)
      ["id"] => string(6) "927439"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941986156579)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/927439"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/927439"
    }
    [3] => array(11) {
      ["tagname"] => string(30) "谁晓得二手房装修流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606814506"
      ["tagid"] => int(6270275)
      ["id"] => string(7) "6270275"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504124011610140)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6270275"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6270275"
    }
    [4] => array(11) {
      ["tagname"] => string(48) "西安居住证办理流程是什么谁晓得啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207011)
      ["id"] => string(7) "1207011"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951229354009)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207011"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207011"
    }
    [5] => array(11) {
      ["tagname"] => string(33) "申请条件及申请流程曝光"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600481695"
      ["tagid"] => int(1573306)
      ["id"] => string(7) "1573306"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503965307535391)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1573306"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1573306"
    }
    [6] => array(11) {
      ["tagname"] => string(30) "谁晓得田园牧歌是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1234679)
      ["id"] => string(7) "1234679"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952209772571)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1234679"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1234679"
    }
    [7] => array(11) {
      ["tagname"] => string(27) "产权是什么有谁晓得"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1237399)
      ["id"] => string(7) "1237399"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952300998662)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237399"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237399"
    }
    [8] => array(11) {
      ["tagname"] => string(27) "契税证是什么谁晓得"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534257"
      ["tagid"] => int(1267970)
      ["id"] => string(7) "1267970"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503953356914711)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1267970"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1267970"
    }
    [9] => array(11) {
      ["tagname"] => string(42) "谁晓得定位漏水检测原理是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1226825)
      ["id"] => string(7) "1226825"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951917219849)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226825"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226825"
    }
    [10] => array(11) {
      ["tagname"] => string(36) "人才安居房申请条件及流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600481927"
      ["tagid"] => int(1656326)
      ["id"] => string(7) "1656326"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503968106184724)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1656326"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1656326"
    }
    [11] => array(11) {
      ["tagname"] => string(36) "广州限价房申请条件及流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600842714"
      ["tagid"] => int(1876026)
      ["id"] => string(7) "1876026"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503976048099336)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1876026"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1876026"
    }
    [12] => array(11) {
      ["tagname"] => string(36) "自住商品房申请条件及流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371456"
      ["tagid"] => int(466683)
      ["id"] => string(6) "466683"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503926765027341)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/466683"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/466683"
    }
    [13] => array(11) {
      ["tagname"] => string(54) "问一下办上海居住证条件是什么谁晓得啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207196)
      ["id"] => string(7) "1207196"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951235645462)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207196"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207196"
    }
    [14] => array(11) {
      ["tagname"] => string(42) "谁晓得现在别墅装修流程和步骤"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606814506"
      ["tagid"] => int(6270309)
      ["id"] => string(7) "6270309"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504124012658717)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6270309"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6270309"
    }
    [15] => array(11) {
      ["tagname"] => string(39) "谁清楚二手房家装流程是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606814506"
      ["tagid"] => int(6270639)
      ["id"] => string(7) "6270639"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504124023144468)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6270639"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6270639"
    }
    [16] => array(11) {
      ["tagname"] => string(51) "北京暂住证申请条件需要哪些有谁晓得"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1206536)
      ["id"] => string(7) "1206536"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951213625350)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206536"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206536"
    }
    [17] => array(11) {
      ["tagname"] => string(51) "怎么申请公积金,要什么条件有谁晓得"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1226275)
      ["id"] => string(7) "1226275"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951898345485)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226275"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226275"
    }
    [18] => array(11) {
      ["tagname"] => string(27) "个人贷款条件是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600482156"
      ["tagid"] => int(1781542)
      ["id"] => string(7) "1781542"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503973199118352)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1781542"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1781542"
    }
    [19] => array(11) {
      ["tagname"] => string(42) "奥普吊顶产地是什么地方谁晓得"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1238993)
      ["id"] => string(7) "1238993"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952356573211)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238993"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238993"
    }
  }
  ["counts"] => int(215148)
  ["pagecount"] => float(10758)
}
谁晓得二手房贷款流程及条件是什么?_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

谁晓得二手房贷款流程及条件是什么?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

谁晓得二手房贷款流程及条件是什么?

浏览:42次 | 提问时间: 07-02 05:10
分享到:
3个答案
深冬入心 07-02 05:11

首先我给你解释一下贷款所需要的资料:身份证,户口本,结婚证,收入证明,近1年流水,公司营业执照副本加盖公章(国企需提供工作证),学历(有本科以上全日制学历能提供最好没有就不用提供)。如果是夫妻双方贷款,双方都需要提供以上材料。
流水,流水是指贷款人工资卡每月进账情况,根据贷款额流水要大于月供的2倍以上,达不到标准的银行将不予以受理。
电话核查也是银行对贷款人确定情况的一种方法,所以电话一定要接好,回答的驴唇不对马嘴的话也会影响贷款。
贷款其实很复杂,你要是自己去就体会到了,有很多事是说不明白的,最好找有二手房业务的担保公司,收费低,速度也是比较快的。

霸气姐 07-02 05:19

你好,二手房贷款流程怎么办:签订房产买卖合同→提交贷款申请→银行调查审批→签订贷款合同→办理房产过户→落实贷款担保→银行发放贷款→借款申请人按月还款。二手房屋按揭贷款条件一般来说:具有有效身份证及婚姻状况证明;良好的信用记录和还款意愿;稳定的收入;所购住房的商品房销售合同或意向书;具有支付所购房屋首期购房款能力;在银行开设个人结算账户以及具有有效的担保。在满足以上条件后,将申请资料提交银行即可,由银行审核决定是否放款。希望帮助到哦。。。

Deepsea 07-02 05:28

你好,条件是:住房公积金贷款的前提条件是,城镇职工个人与所在单位必须连续缴纳住房公积金满一年;流程是:1、个人资料:申请贷款的个人(以下简称借款人)身份证明及配偶的相关身份证明(身份证或其他有效证件均可)的复印件各4份;
借款人的婚姻证明(单身证明、结婚证书、离婚证书或离婚判决书,丧偶者须提供对方的死亡证明)的复印件各2份;
交购房款的有效凭证复印件2份;
借款人及配偶的收入证明各2份;
合法的购房合同原件2份
  一、住房公积金,是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体及其在职职工缴存的长期住房储金
  二、1。公积金贷款必须连续缴存12个月以上并且贷款时还在连续缴存着。 2。公积金贷款1-5年利率4.59%,6-30年利率5.04% 3。公积金最高贷款从今年7月1日由40万调整到60万。最高贷款年限30年。 4。公积金贷款年限+贷款人年龄不得超过70岁。 5。公积金贷款根据贷款人每月单位缴存额和缴存比例贷款。(因为缴存额和缴存比例直接体现工资的多少和还款能力) 6。公积金贷款需要公积金指定的评估公司评估房子(看房子的格局、面积、楼层、小区环境、房屋年代及装修等)最后按评估价的6-8成贷款。 7。公积金贷款后可以由单位公积金经办人统一办理提取手续。个人无法提取。一手房提取需要购房合同、(首付发票、借款合同)、二手房提取需要(产权证、契税票)、买卖合同、借款合同。以上证件以各地政策为准。 8。公积金每年可以提取一次,少数地区半年提取一次。 提取住房公积金必须要买房或房屋装修才可以提取。(房屋大修必须要建委的批复。装修细目的正式发票。提取款额不能超过装修款额) 9。公积金贷款已经实施属地划分。(意思就是在哪买的房子就在房屋所属地区的住房公积金管理中心申请贷款) 10。住房公积金贷款是从公积金贷款,并不是银行,银行只是受公积金委托放款和还款‍

保障