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问问大家伙儿们房产抵押贷款能贷多少钱

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问问大家伙儿们房产抵押贷款能贷多少钱

浏览：33次 | 提问时间： 07-02 05:15
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她的姨妈好喝吗 07-02 05:16

首先，按揭中的房子是不能抵押贷款的。但是你可以找垫资公司为你垫资，将你的房子赎出来，然后再个垫资公司的钱，这样，你就有现金了。房屋抵押贷款对房屋有以下几个要求：1、房屋的年限在20年之内；2、房屋的面积要大于50平米、3、房屋要有较强的变现能力，也就是房屋所处的位置。你可以对照，如果通过银行审核，可以贷款房产的70%。利率会比按揭高，一般是7.4吧~~
如果很急的话，你也可以找担保公司为你担保，这样也会贷到款。

少年蓝 07-02 05:24

一般来说可以贷到房产评估值的60%-70%左右，但是也有例外的情况，比如说正好遇到银行的政策比较好就可能贷到房产评估值的80%以上甚至是100%。

别让幸福等太久 07-02 05:32

招商银行个人贷款抵押率规定如下： 1、若您以“商品住房”作为抵押物，贷款/授信金额最高不超过房产评估现值的70%；2、若您以“商业用房”作为抵押物，贷款/授信金额最高不超过房产评估净值的60%或评估现值的50%；3、贷款授信金额不得超过所购商业用房成交价格的50%或所购商住两用房成交价格的55%。具体您的可贷金额，需由晚点综合审批后确定，请您直接联系经办行确认。

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