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["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503956376813571) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1336129" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1336129" } [10] => array(11) { ["tagname"] => string(42) "慈溪房产过户需要办理哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1196490) ["id"] => string(7) "1196490" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950883323927) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196490" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196490" } [11] => array(11) { ["tagname"] => string(42) "烟台房产过户需要办理哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1196569) ["id"] => string(7) "1196569" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950885421089) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196569" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196569" } [12] => array(11) { ["tagname"] => string(42) "房产证加名字办理需要哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1197824) ["id"] => string(7) "1197824" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950924218401) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1197824" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1197824" } [13] => array(11) { ["tagname"] => string(42) "办理房屋过户手续需要哪些证件" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1197996) ["id"] => string(7) "1197996" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950930509829) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1197996" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1197996" } [14] => array(11) { ["tagname"] => string(42) "大连办理产权证需要哪些手续啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207849) ["id"] => string(7) "1207849" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951258714116) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207849" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207849" } [15] => array(11) { ["tagname"] => string(36) "装修前需要办理哪些手续呢" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1371644) ["id"] => string(7) "1371644" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957615181829) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1371644" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1371644" } [16] => array(11) { ["tagname"] => string(39) "宁德装修前需要办理哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1600480755" ["tagid"] => int(1408137) ["id"] => string(7) "1408137" 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问下经验人士办理装修贷款需要哪些手续

问下经验人士办理装修贷款需要哪些手续

浏览：51次 | 提问时间： 07-02 05:17

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3个答案

他没聋没瞎只是没感动 07-02 05:18

您好，家庭装修贷款的对象是具有完全民事行为能力，在所在地拥有自有住房并具备有效居留权的居民。在银行申请住房装修贷款必须办理以下手续(采用抵押借款)。
(1)填写个人住房装饰装修贷款申请表。
(2)提供有效证件及复印件(居民身份证、户口本和其他有效居留的证件)。
(3)家庭装饰装修工程合同书。
(4)银行认可的经济收的证明。
(5)提供房屋产权证书或房屋买卖合同或商品房预售契约。
(6)抵押担保资料：抵押物清单、权属证明文件(产权人的抵押承诺书)、抵押物估价报告。
(7)还须提供的其他资料。
然后，与银行签订个人住房贷款借款合同，银行审批后，将钱直接打到指定帐户上，您就可以拿这笔钱装修房子了，可别忘了还贷哦。
希望我的回答对您有所帮助。

半路青春 07-02 05:26

你好！
首先装修贷款你的房子应该是已经没有贷款了的，第二提供本人的身份证件(如身份证、户口本、结婚证等)、个人的工作证明，然后还有房本，还得需要你装修的预算及合同等，别的就根据各个银行的要求了，建议多咨询几家银行。
希望我的回答对你有帮助。

泪落旧城轻纱坠≈ 07-02 05:35

你好，申请家装贷款条件：
1、具有当地常住户口及合法有效的身份证明；
2、有正当职业和稳定收入，具备到期偿还贷款本息的能力。
3、借款人能提供有关资产证明、银行对帐单、税单证明等
4、对新购住宅装修的应提供房屋买卖契约、购房发票等资料(或原有住宅再次装修的应提供房屋所有权证明材料)；
5、合作机构所规定的其它条件。

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