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求问各位亲办公积金贷款需要多少钱

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求解答保利物业公司怎么样想问北京小产权房多少钱有谁能解答滁州那个装修公司好哪位晓得凤台哪家装修公司好想问彩钢顶阳光房多少钱问下经验人士房子装好了怎么除甲醛小白求助参展费用预算表求解答工龄买房能抵多少钱我来问问北京哪有装修公司有谁能解答除甲醛活性炭多少钱谁来说一说盖个别墅需要多少钱哪位晓得公积金贷款按揭费用有没有人知道贷款装修如何申请哪位晓得二手房交易要什么费用问问大家伙儿们贷款买房和全款买房差多少钱

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求问各位亲办公积金贷款需要多少钱

浏览：30次 | 提问时间： 07-02 05:17

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4个答案

时间煮雨我煮粥 07-02 05:18

公积金贷款额度是:
使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元；同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。
使用本人住房公积金申请住房公积金贷款，且申请贷款时本人正常缴存补充住房公积金的，贷款最高限额50万元;同时使用配偶住房公积金申请住房公积金贷款，且申请贷款时本人或其配偶正常缴存补充住房公积金的，贷款最高限额70万元。

希望可以帮助到你噢，价格来自网络仅供参考。

柒^ 07-02 05:26

住房公积金管理中心为个人办理住房公积金贷款手续，不收取任何费用。
　　借款人所需缴纳的贷款费用主要是在办理房产抵押登记时，房产部门及评估机构按规定收取的工本费和相关管理费用；另外，如个人不能提供合规的担保而需借助担保公司进行担保的，须向担保公司交纳一定比例的担保费用。
　　
　　如果办理贷款的住房为商品房、二手房个人需要缴纳两部分费用：1.担保中心收取的个人住房贷款担保费用，担保中心收取担保费的多少与贷款年限和贷款金额有关，年限长，每万元缴纳的担保费用相对多。由评估公司收取的所购房屋的房屋评估费。评估费和担保费比较高，要几千块钱。
　　
　　如果办理贷款的住房为经济适用房、房改房或者是集资建房，所需的费用只有担保中心收取的住房公积金贷款担保费。具体计算为：
　　1、保险费

疤只是疤弄得在完整都还在 07-02 05:34

贷款金额(公积金贷款额+银行贷款额)×0.6×趸交保费系数
　　2、抵押登记费和印花税：若贷款金额(公积金贷款额+银行贷款额)低于50万元，此项费用为235元，若超过50万元；此项费用为385元。
　　3、公证费

你好胸 07-02 05:43

贷款金额(公积金贷款额+银行贷款额)×1(最低200元)。
以上价格来源网络，仅供参考，希望对您有帮助。

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