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典当房产抵押贷款流程有哪些

典当房产抵押贷款流程有哪些

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一個人ˋ我不哭 09-18 03:13

1.借款人以书面形式,向典当行提出房产抵押贷款的书面申请,同时如实说明房产的来源,并提供以下材料:身份证原件、户口薄、房屋所有权证、土地使用证、收入证明等。需要注意的是,房产为多人共有的,还应提供其他权益人的身份证和同意典当的签字文件和公证文件。2.典当行对借款人提供的材料进行初审,通过的,由指定的评估公司查看房产的具体情况,做出价格评估,之后,典当行与借款人协商当金金额、典当期限、当金利率和

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