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弱弱的问下外地人在北京买房的费用

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弱弱的问下外地人在北京买房的费用

浏览：74次 | 提问时间： 07-02 05:32
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3个答案
闯 07-02 05:33

也是可以的，目前的购房贷款分为公积金贷款、商业贷款和组合贷款(公积金贷款和商业贷款)三种形式。由于外地个体工商业者、私营企业主等在北京没有而且无法交纳住房公积金，所以在北京购房只能采取商业贷款的方式。

半山烟雨 07-02 05:41

现在外地人在北京买房条件需符合以下条件：
　　一：在北京连续满五年纳税证明(指个人所得税)或者在北京连续满五年的社会保险证明;
　　二：有北京合法有效的暂住证;
　　三：购房人在北京没有房屋，如果已经结婚，夫妻双方在在北京没有房屋;
　　四：身份证、结婚证和户口本。
　　五：如果在北京以外的地方贷款买过一套房，符合以上条件在北京再贷款买房，首付款要百分之六十以上，包括百分之六十，贷款利率上浮百分之十。
希望我的回答对你有所帮助！

放纵的青春 07-02 05:50

五环外首付80万是可以买到的，综合全北京来看，首付需要在100-150万起。 在北京购房是可以办理公积金贷款的，但是需要2个条件：
(1)首先你工作的单位必须是北京的要有公积金，并且单位给你上了公积金，那么你就有了个公积金帐号。
(2)公积金帐号需连续缴存12月以上。
价格来源网络，仅供参考。

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