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二手房抵押贷款流程是什么？

浏览：43次 | 提问时间： 07-02 05:48
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3个答案
慌拥入梦 07-02 05:49

二手房抵押贷款的流程如下：
1、银行征信调查(去人民银行查买方的征信情况)
2、房屋产权调查(调查房产是否抵押，查封，析产，继承，共有权人情况)
3、向卖方支付定金并预留房屋尾款
4、房屋过户的同时银行审查贷款条件
5、银行发放贷款到卖方账户
6、双方共同去做物业交割(水、电、气、暖、物业费，原房主户口必须迁出)
7、向卖方支付尾款

心软必成患 07-02 05:57

二手房抵押贷款流程很简单，首先买卖双方签署签约，然后得备齐首付款，将有限的资金用于多项投资，并且有银行替你把关，减少风险性。希望购房愉快

眼泪是懦弱的象征 07-02 06:06

一般房产交易过户的流程手续： 过户的手续不复杂，只要双方的身份证原件以及复印件、户口本、结婚证、税费缴纳凭证、合同还有房产证，就可以去过户了。注意的是双方当事人一定都要到场，要签字的，如一方不去的话要去公证处作委托的

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