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我们公司为我们办理了住房公积金。请问这有什么好处。员工需要交吗

我们公司为我们办理了住房公积金。请问这有什么好处。员工需要交吗

浏览：24次 | 提问时间： 09-22 04:48

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5个答案

毁梦乱我心 09-22 04:49

公积金性质（1）保障性，建立职工住房公积金制度，为职工较快、较好地为解决住房问题提供了保障；（2）互助性，建立住房公积金制度能够有效地建立和形成有房职工帮助无房职工的机制和渠道，而住房公积金在资金方面为无房职工提供了帮助，体现了职工住房公积金的互助性；（3）长期性，每一个城镇在职职工自参加工作之日起至退休或者终止劳动关系的这一段时间内，都必须缴纳个人住房公积金；职工所在单位也应按规定为

妖言惑众 09-22 05:06

好处：可以用来贷款买房子员工也需要交！！

扳指一算少年你没我别活 09-22 05:14

当然要交了，1、贷款时利率可以低很多2、购房、装修之后可以将公积金提取；3、是住房货币化分配的形式，也是一种福利（单位和员工各交纳一半），到退休年龄可以一次性提取全部余额作为养老金的补充

Crmewave 09-22 05:23

公积缴纳可以买房子公积金贷款啊，不买房的话到你退休后就可以把那个钱可以取出来啊。

女表子 09-22 05:31

肯定好啊住房公积金是国家为了解决企事业单位员工买房问题的，具体的说就是给员工的一种优惠和福利。如果你以后买房子需要贷款的话，通过商业贷款的历来就是7.05，公积金贷款的话只要4.35，如果贷款50万的话，可以优惠十多万，是很好的福利。当然了，公积金要交满一年才能使用贷款，同时，公积金不恩跨区域使用，在武汉买的公积金只能在武汉使用，到北京就不行了。更多情况，欢迎致电满堂红余经理13871080614

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我们公司为我们办理了住房公积金。请问这有什么好处。员工需要交吗

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我们公司为我们办理了住房公积金。请问这有什么好处。员工需要交吗