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商业贷款期间公积金能贷装修款吗？

商业贷款期间公积金能贷装修款吗？

浏览：38次 | 提问时间： 07-03 03:49

我买房用的是商业贷款，装修用公积金还能贷款吗？

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3个答案

忆挽青笙尽 07-03 03:50

您好
是可以。你可以申请组合贷款，初审手续与公积金贷款相同。初审通过后，借款人到银行办理公积金贷款其它手续时，要按照银行要求填写商业贷款部分的借款申请表并办理有关手续。两部分贷款审批完成后，同时由银行拨付到售房单位帐户。在组合贷款中，公积金贷款和商业贷款的贷款期限、借款日期和还款日期都是相同的，只不过执行不同的利率。

没人懂我 07-03 03:58

一般而言,公积金贷款和商业贷款联系不大。出具收入证明,身份证,户口本,(结婚证)让您的单位为您办理就可以了。各地情况不同,方法可能也不同,建议直接询问当地的公积金管理中心。

搽 07-03 04:06

不能申请提取公积金用于装修。公积金只能用于购房，租房，大修住房，大病医疗或离职退休提龋可以凭买卖合同和商业贷款凭据，付款凭据，以购房名义申请提取公积金。可以一年申请提取一次，额度不超过上年还贷总额。拿到钱可以用于装修。

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商业贷款期间公积金能贷装修款吗？

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