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房贷为啥每月费用不一样

浏览：57次 | 提问时间： 09-26 05:04
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曾經也衹是曾經 09-26 05:05

一，商业贷款的还款方式有两种，一是等额本息，二是等额本金。月供每月不一样的是等额本金方式。二，等额本息是指一种购房贷款的还款方式，是在还款期内，每月偿还同等数额的贷款(包括本金和利息)，和等额本金是不一样的概念。三，等额本金是指一种贷款的还款方式，是在还款期内把贷款数总额等分，每月偿还同等数额的本金和剩余贷款在该月所产生的利息，这样由于每月的还款本金额固定，而利息越来越少，

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