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我想咨询下澳洲房产交易流程有哪些？

我想咨询下澳洲房产交易流程有哪些？

浏览：35次 | 提问时间： 07-07 04:44

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3个答案

你的背叛 07-07 04:45

1、把提供的相关资料寄往澳洲；
2、澳洲预批；
3、银行对房产进行估价，确定贷款额度；
4、出合同(原件，一式两份)
5、本人银行、本人律师、开发商银行、开发商律师(四方一起，签订合同)其实现在中介也挺多的，还是的自己考虑，给你说一家吧，叫澳信集团，之前也是偶尔的一次机会了

再不疯狂我们就开学咯 07-07 04:53

选择物业：购房者选择房产项目和具体房号，支付订金，签定预购协仪，开发商收到预定单后，保留此房。

签订合同：开发商收到定金后，在2–3天内向买家的律师提供购房合同。买卖双方律师审查合同，无误后签字，合同成立。

支付首付：合同成立后，买家一般在5－10个工作日内，支付房款的10％。等房屋成交时，买家再支付余款；

贷款申请：如申请房屋贷款，准备相关贷款材料，由家和置业贷款经纪人协助。一般海外人士的贷款额度在60％－80％。

过户完成：在合同规定的成交日，银行将放贷，同时买家支付余款，双方律师互持合同，进行房屋交割程序。完成过户。

冷静期 (Cooling Off Period)：合同正式成立后，根据澳洲相关房产买卖交易法律，买家拥有五个工作日的冷静期。即买家在冷静期内可以退出此房产交易，同时支付相当于房屋价格的0.25% 作为违约金的赔偿。

何时进入贷款程序

90％以上的澳洲房产投资者都会积极的向澳洲银行进行贷款申请。

家和置业的贷款顾问会及时为买家联系贷款机构，进行贷款申请，取得预批。

贷款周期为2－4周。所以申请者须提前准备贷款申请材料。

银行或贷款机构会对买家的投资物业进行评估，根据此物业的租赁回报和买家的个人财务，预批贷款。

期房购买者，在房屋成交前2－3个月准备贷款材料。

葵屿 07-07 05:01

澳洲买房的大致流程如下：
1、签约：
购买澳洲房产的业主在交换合同是需要支付大约10%的首期，这笔费用相当于国内的首付，并非交给澳洲房产开发商，而是存入个人帐户由银行开具保函，并享受利息。首付款在业主收房前开发商无法动用，所以澳洲不存在开发商卷款欺诈现象。
2、交房：
开发商按合同约定的时间交房，业主可委托代理公司收房、验房。交房时付清全部首付款，并在交房前三个月开始办理贷款业务，现房后开始还款，因此以租养息减低还款压力。
3、贷款：
与当地居民一样可享受房屋贷款的权力，海外投资人在澳洲银行最高可获得80%房地产贷款额。还可进行转贷、增贷，把房产增值部分直接套现。
4、还贷：
可选择浮动利率和固定利率两种方式，澳洲的银行还可选择只还息不还本，对冲账户等多项功能，灵活便利。希望我的回答对您有所帮助，能得到您的采纳!

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