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北京公积金提取还贷流程有什么？

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北京公积金提取还贷流程有什么？

浏览：73次 | 提问时间： 07-07 04:44

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3个答案

睫毛溺水了 07-07 04:45

先到贷款银行查贷款余额，顺便提交提前还款申请，银行有制式文本。提交申请后与银行约定具体还款时间，在此期间将前准备好存入还款账户，到了约定的时间在银行柜面手工操作。

暗轨 07-07 04:53

1、职工按规定备齐材料，到公积金中心或受委托银行办理；
??2、经办人员审核申请材料，材料完整无误的，即予办理；材料不完善的，不予受理，退回材料并作出解释和指引；
3、通过审核后，职工提取的住房公积金转入本人名下的储蓄账户；符合本规定第十四条第(一)项情形的，提取的住房公积金只能转入继承人或受遗赠人的账户；
??4、职工所在单位在核实职工住房公积金账户、提取转账账户、可为职工批量代办提取业务；其他人员代办的，应提交委托书及双方身份证件。

我是壹个平平凡凡的女生 07-07 05:01

1、提前全部还款：由贷款银行审核相关材料无误后，办理提前全部还款手续。 　　2、提前部分还款且贷款期限不变：贷款银行指导借款人填写相关协议。如果原贷款担保方式为抵押+保险且抵押登记尚未办理的，还需持保单正本、本人身份证和相关协议到市中心指定的保险公司办理减保手续，最后签订完的协议应由贷款银行及时送交相应分中心。 　　
3、原贷款担保方式选择抵押+保险且抵押登记已完成的，和选择非抵押+保险的借款人，申请提前部分还款同时缩短贷款期限：贷款银行指导借款人填写相关协议，签订完的协议应由贷款银行及时送交相应分中心。
4、原贷款担保方式选择抵押+保险仍在保险期内，且抵押登记尚未完成：借款人申请提前部分还款同时缩短贷款期限，可直接到担保中心办理。
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