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南京市建设银行公积金房贷30万已交2个月。我想提前还贷怎么办理

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南京市建设银行公积金房贷30万已交2个月。我想提前还贷怎么办理

浏览：86次 | 提问时间： 09-29 11:23
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2个答案
叹病酒 09-29 11:24

公积金贷款还款一年以上（有的地方规定6个月）后，可以申请提前还款。另外贷款合同中也有约定。提前还款可以部分提前、也可以是全部提前。办理的话，携带：贷款合同、最后一期的银行还款回单、本人身份证，贷款申请就行。提前部分还款后，本金余额减少，银行要重新计算月还款额或还款期限，如果还款期限不变，重新计算后，月还款额减少。

messy遗置角落的念 09-29 11:32

先按月还满一年,然后到银行柜台申请提前还贷。

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