array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(24) "南京买房贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(983154) ["id"] => string(6) "983154" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943578943520) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/983154" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/983154" } [1] => array(11) { ["tagname"] => string(24) "南京购房贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(924596) ["id"] => string(6) "924596" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941909610500) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/924596" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/924596" } [2] => array(11) { ["tagname"] => string(27) "南京二手房贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(914614) ["id"] => string(6) "914614" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941623349270) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/914614" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/914614" } [3] => array(11) { ["tagname"] => string(39) "哪位能告诉我空调怎样开制热" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264636) ["id"] => string(7) "1264636" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953247862794) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264636" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264636" } [4] => array(11) { ["tagname"] => string(42) "哪位能告诉我农村水电如何收费" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1265384) ["id"] => string(7) "1265384" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953271980058) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1265384" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1265384" } [5] => array(11) { ["tagname"] => string(39) "哪位能告诉我小松鼠燃气怎样" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264859) ["id"] => string(7) "1264859" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953255202823) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264859" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264859" } [6] => array(11) { ["tagname"] => string(39) "哪位能告诉我哪种材质被套好" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1265420) ["id"] => string(7) "1265420" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953273028637) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1265420" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1265420" } [7] => array(11) { ["tagname"] => string(69) "北京市暂住证办理流程哪位朋友能告诉我呢有谁晓得" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1239959) ["id"] => string(7) "1239959" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952391176214) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1239959" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1239959" } [8] => array(11) { ["tagname"] => string(12) "房贷流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371892" ["tagid"] => int(532886) ["id"] => string(6) "532886" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928703844389) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/532886" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/532886" } [9] => array(11) { ["tagname"] => string(15) "房贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371892" ["tagid"] => int(538755) ["id"] => string(6) "538755" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928864276506) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/538755" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/538755" } [10] => array(11) { ["tagname"] => string(30) "桩基验收流程哪位了解" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1184287) ["id"] => string(7) "1184287" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950498496534) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1184287" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1184287" } [11] => array(11) { ["tagname"] => string(24) "家装施工流程哪位" ["inlink"] => int(0) ["addtime"] => string(10) "1604570266" ["tagid"] => int(4602253) ["id"] => string(7) "4602253" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504067949494289) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4602253" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4602253" } [12] => array(11) { ["tagname"] => string(24) "家装流程哪位朋友" ["inlink"] => int(0) ["addtime"] => string(10) "1604570311" ["tagid"] => int(4611799) ["id"] => string(7) "4611799" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504068221075462) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611799" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611799" } [13] => array(11) { ["tagname"] => string(24) "哪位家装流程样子" ["inlink"] => int(0) ["addtime"] => string(10) "1604110716" ["tagid"] => int(4103492) ["id"] => string(7) "4103492" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504051344244736) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4103492" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4103492" } [14] => array(11) { ["tagname"] => string(18) "装修流程哪位" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5939269) ["id"] => string(7) "5939269" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504113275240474) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5939269" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5939269" } [15] => array(11) { ["tagname"] => string(45) "哪位能告诉我空调抽真空该抽多久" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1263993) ["id"] => string(7) "1263993" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953226891280) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1263993" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1263993" } [16] => array(11) { ["tagname"] => string(45) "哪位能告诉我为什么先锋电视便宜" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264047) ["id"] => string(7) "1264047" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953228988423) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264047" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264047" } [17] => array(11) { ["tagname"] => string(42) "哪位能告诉我晶弘冰箱哪里有卖" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264053) ["id"] => string(7) "1264053" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953228988429) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264053" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264053" } [18] => array(11) { ["tagname"] => string(45) "哪位能告诉我空调氟加多了会怎样" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264082) ["id"] => string(7) "1264082" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953230037001) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264082" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264082" } [19] => array(11) { ["tagname"] => string(45) "哪位能告诉我树脂衣柜容易倾斜吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1264937) ["id"] => string(7) "1264937" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953257299988) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1264937" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1264937" } } ["counts"] => int(95769) ["pagecount"] => float(4789) }

当前位置：首页>

装修问答

其他

南京房贷流程哪位能告诉我？

南京房贷流程哪位能告诉我？

浏览：49次 | 提问时间： 07-10 08:11

分享到：

3个答案

触我底线 07-10 08:12

下面是贷款的流程，你参考一下

1、该房屋必须产权明晰，具备可进入二手房市场流通的条件。
2、选好房产后，二手房贷款流程之二便是选择一家银行指定的能够办理按揭贷款业务的房产交易代理机构，并在该代理机构完成房产价值评估工作，缴纳房产评估费。

3、买卖双方须提供的相关资料准备齐全。购房人(贷款人)须提供的资料有：户口簿、身份证、学历证明、婚姻状况证明、买卖合同、夫妻收入证明(单位收入证明)、税单、银行流水单、交易中心人均证明等。证明资料越全面，银行在放贷评审中的评分会越高，贷款人享有贷款金额及时间的条件越优越。售房人须提供的资料有：身份证、户口簿、婚姻状况证明、夫妻双方同意出售证明、所售房屋的产权证明及上市批准证明等。

4、银行在15个工作日内完成贷款审批工作，如同意放贷，则发给贷款承诺书。

5、买卖双方到房屋所在区(县)的房地产交易管理部门办理房屋产权过户手续。

6、以上这些二手房贷款流程走下来后，接下来便是领取他证。

明晨离别你 07-10 08:20

你好，贷款够一年，就可以提前还款，但是银行必须扣取千分之五的违约金，就是1000块收取5块钱得违约金，一万才50，十万才500，这样也好，好过交银行的利息。不过你要申请提前还款的时候，需要提前一个月向银行申请，不然你冒然的去，银行是不受理的。

铁打的女人会生锈 07-10 08:29

1、住房公积金贷款：对于已参加交纳住房公积金的居民来说，贷款购房时，应该首选住房公积金低息贷款。住房公积金贷款具有政策补贴性质，贷款利率很低，不仅低于同期商业银行贷款利率(仅为商业银行抵押贷款利率的一半)，而且要低于同期商业银行存款利率，也就是说，在住房公积金抵押贷款利率和银行存款利率之间存在一个利差。同时，住房公积金贷款在办理抵押和保险等相关手续时收费减半。
　　2、个人住房商业性贷款：以上两种贷款方式限于交纳了住房公积金的单位员工使用，限定条件多，所以，未缴存住房公积金的人无缘申贷，但可以申请商业银行个人住房担保贷款，也就是银行按揭贷款。只要您在贷款银行存款余额占购买住房所需资金额的比例不低于30%，并以此作为购房首期付款，且有贷款银行认可的资产作为抵押或质押，或有足够代偿能力的单位或个人作为偿还贷款本息并承担连带责任的保证人，那么就可申请使用银行按揭贷款。
　　3、个人住房组合贷款：住房公积金管理中心可以发放的公积金贷款，最高限额一般为10－29万元，如果购房款超过这个限额，不足部分要向银行申请住房商业性贷款。这两种贷款合起来称之为组合贷款。此项业务可由一个银行的房地产信贷部统一办理。组合贷款利率较为适中，贷款金额较大，因而较多被贷款者选用。

装修问答

其他

南京房贷流程哪位能告诉我？

最新问题

相关搜索

最新推荐

南京房贷流程哪位能告诉我？