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国外房产交易流程是怎样的？

国外房产交易流程是怎样的？

浏览：37次 | 提问时间： 07-10 08:15

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3个答案

孤屿 07-10 08:16

1。找地产经纪看房子。
2。找到意中的房子，通过经纪人跟卖家议价。
加州例外。加州是按照卖家经纪指定的统一时间接受各买家经纪递交的买家还价。
纽约地区：通常买家经纪会要求买家签一份还价单，称为临时合同。买家一般付$500按金表示购买诚意。签署正式合同时会在成交价格中减除该诚意金。
3。经纪人协助传递买卖双方的价格谈判的意见直到达成双方同意的价格。
4。价格议好后。买家通常请工程师前往验屋看看房屋是否有结构性问题或白蚁问题。如果有白蚁，通常卖家要灭白蚁并在规定时间内向买家提供无白蚁保证书。如果有结构问题，买家可以拒绝交易或者杀价重新讨论价格。
5。卖家经纪草拟买卖合约交给买方签名。签署正式合同时要付按金一般是成交价的百分之十。加州是百分之三。如果因为买家违反合同而最后不能过户，卖家有权留下该按金以补偿时间上的损失。
纽约地区：凡签署地产买卖合约及经刅过户手续一定要经过律师。买卖双方均由律师代办所有手续。如果买家需要贷款，则贷款银行也派律师参与过户手续。除纽约外，其它大部分州都不要律师经办。

6.合同签署. 有两种形式。一是会议形式。买卖双方及经纪人(在纽约还有双方律师)在约定时间以会议形式坐下签署合同。二是非会议形通过信函，传真等方法将合同送至买家经纪或律师由买方签完再送回卖家经纪或律师处由卖家签署。
7。如果要贷款，买家凭双方签署好的合同寻找贷款银行办贷款手续。一般合同允许45至60天贷款。如果在规定期间内拿不到贷款，合同自动失效。卖家要退回按金。如果银行批准了贷款而买家改变了主意，则卖家不退回按金。
8。一份合同副本交给产权公司调查该屋产权是否有问题。例如：法律诉讼, 违规违建，债务，抵押权等。如果发现有问题，产权公司会要求卖家在指定时间内更正或收取一定额的押金代更正好后再退回卖家。
9。以上各项工作做好后，买卖双方经纪或律师，银行代表和产权公司会约定过户时间及形式。形式的选择与合同的方法一样。过户时各方签署好过户的法律文件。全数金额交给卖家。卖家将锁匙交给买家。整个交易到此完成。
您参考一下，希望我的回答能帮到你。

柠檬琉璃夏不爱我就给我滚 07-10 08:25

大概介绍一下的话，分为两种：
一种是购买新房
1.选择想要买房的地区，房屋种类；
2.获得当地银行开具的资金/存款证明；
3.递交意向书+存款证明给指定部门；
4.选房、交付定金、签约；
5.在房子完工之前交付余款、验收房产，进行过户，获得房产地契；

另一种就是购买二手房
1.选择想要买房的地区，房屋种类
2.预审贷款获取审核证(现金购买可忽略)
3.选房看房
4.下offer，预付定金(二手房会有多人同时下offer，以竞价的方式来获得房子)
5.房屋检查
6.申请贷款，资金到位之后交接过户

我要怎么邮寄一个拥抱给你 07-10 08:33

房产交易涉及下面的基本流程，如果不需要贷款，则会相对简单些。不过您不用担心，我们的客户经理会帮助您顺利完成整个交易流程：
　　1) 须有中国护照和合法来美的签证
　　2) 申请正式贷款提前批准信(30%以上首付)
　　3) 选择想要买房的地区,
　　4) 与你的房产经纪人讨论购买要求，经纪人介绍看房，选房
　　5) 填写买房出价合约书，付定金支票
　　6) 定金支票存入第三方公证托管公司(Open Escrow)开始工作
　　7) 做房屋检查
　　8) 要求维修
　　9) 审阅房屋各项结果报告
　　10) 审阅并与公证托管书上签章
　　11) 审阅前期屋主(产权)报告
　　12) 审阅白蚁检查报告
　　13) 购买房屋保险
　　14) 签署贷款资料
　　15) 公证托管结尾步骤(Close Escrow)
　　16) 最後交房检查
　　17) 银行放款
　　18) 资料登记
　　19) 交收钥匙

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