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      ["tagname"] => string(30) "问下大家怎样整理冰箱"
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      ["tagname"] => string(30) "问下大家亚太瓷砖价格"
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}

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请问下大家装修可以用公积金贷款不？

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请问下大家装修可以用公积金贷款不？

浏览：54次 | 提问时间： 07-10 08:25

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1个答案

烟雨落 07-10 08:26

公积金贷款可以用于装修。公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：
 (1)申请贷款前六个月正常连续缴存本市住房公积金;
 (2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);
 (3)具有稳定的经济收入和偿还贷款本息的能力;
(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;
 (5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算；
 (6)抵押物为借款人实施个人大(装)修的自住住房,并拥有个人完全产权。

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