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广州公积金贷款流程是什么谁能说说？

广州公积金贷款流程是什么谁能说说？

浏览：41次 | 提问时间： 07-10 08:39

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3个答案

回望那一抹笑弥足珍贵 07-10 08:39

1、借款人向承办银行提出申请；
　　2、请收申请人资料后，银行进行初审；
　　3、初审通过的转至住房公积金管理中心工作人员进行审批；
　　4、审批通过后再由银行工作人员生成合同，办理抵押，扫描抵押资料；
　　5、银行规模审批；
　　6、转由住房公积金管理中心工作人员规模审批及财务审核；
　　7、发放公积金贷款。

勿忘初心 07-10 08:48

广州住房公积金贷款操作的全过程
1、咨询，领取表格；
2、提出申请；
3、签订借款合同和抵押合同；
4、办理抵押登记手续；
5、办理房屋登记手续；
6、办理房屋财产保险；
7、贷款转帐；
8、每月还款；
9、贷款结清注销
希望我的回答能帮助到你

久辞 07-10 08:56

准备贷款材料——递送银行——贷款材料确认签字——银行审批——审批通过后过户——领证后银行放贷。首付根据贷款人首套二套来确定，首套购房首付30%，二套60%；首套利率目前可最低85折，二套一般会上浮10%。公积金可以用来购买二手房，但是贷款额度不如新房贷的多。

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