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朋友们说说六盘水装修贷款如何申请？

浏览：38次 | 提问时间： 07-10 08:43
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4个答案
傻姑娘 07-10 08:44

你好；

1、个人收入(大于2000元每月)
2、工作性质(公务员、国企、事业单位、上市公司及普通企业均可申请，个体户需有营业执照)
3、个人信用记录(个人信用记录良好，无当前逾期，没有90天以上逾期)
一般来说，准备好资料，1~3天可以获款，注意贷款成功前不要支付任何费用
办理时需要身份证，流水，工作证明等
建议您可以在加速贷查询本地正规贷款公司的消费贷款条件，根据自身情况选择申请和办理，祝您贷款顺利！

希望可以帮到你！

我的情敌叫七亿 07-10 08:52

六盘水装修贷款申请如下：
1)借款人申请办理住房装修贷款，须到开办该项业务的营业网点提出申请，填写申请表，提交相关资料、办理有关担保手续；
2)客户经理调查、审核同意后，报经有权审批部门审批同意后，签订借款合同；
3)客户经理办理放款手续，将款项转入借款人在我行个人结算账户上，客户即可使用贷款资金；
4)借款人到营业柜台还款，或在存款账户或银行卡上留足还款金额，委托贷款银行代扣还款；
5)贷款结清后，银行与客户解除债权债务关系，办理有关手续。这是一些这方面的资料，具体的到当地的银行或是贷款公司咨询一下就可以。年限根据你自己的条件来选择适合自己的。
希望以上回答能够对您有所帮助。

幸而勿忘矣 07-10 09:01

六盘水装修贷款的申请方法是：
1、填写个人住房装饰装修贷款申请表。
2、提供有效证件及复印件,包含居民身份证、户口本和其他有效居留证件。
3、家庭装饰装修工程合同书。
4、银行认可的经济收入的证明。
5、提供房屋产权证书或房屋买卖合同或商品房预售契约。
6、抵押担保资料:抵押物清单、权属证明文件、抵押物估价报告。
7、以及一些其他的具体琐碎资料证明。

第三种爱情 07-10 09:09

1.合法有效的身份证明；
2.有正当职业和稳定收入，具备到期偿还贷款本息的能力。
3.借款人能提供有三个月银行流水、征信报告、电话清单等。
4.对新购住宅装修的应提供房屋买卖合同、购房发票等资料(或原有住宅再次装修的应提供房屋所有权证明材料)；
5.合作机构所规定的其它条件。

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