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公积金贷款买房费用大概是多少？

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公积金贷款买房费用大概是多少？

浏览：28次 | 提问时间： 07-10 08:43

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4个答案

你的旅途 07-10 08:44

一、公积金买房能贷多少钱
　　1、(个人缴存额/个人缴存比例-400)/对应每万元的还款系数;
　　2、最高可以贷到要购买的房子的评估值的80%
　　3、一般最高可贷的金额80万,如果做信用评级AA级可以最高92万,AAA级可以最高104万
　　以上三条同时约束着公积金贷款的贷款最高金额,当三者有差异时,以贷款数额最低的为准。
　　二、公积金买房首付最低多少
　　住房公积金贷款买房首付比例是指购房人先予支付给售房人的购房资金占总房价款的比例,购房首付资金是家庭必须准备的,缺口部分可以申请贷款,完成购房全款交付。
　　一般情况下房价扣除首付部分等于贷款金额,如果首付比例要求越高,则购房贷款的门槛就越高,目前我市公积金贷款首付比例为现房及按揭商品住房30%,二手房为40%。

抱歉我学不会假装 07-10 08:53

你好，大概是在600元左右，抵押登记费和印花税：若贷款金额(公积金贷款额+银行贷款额)低于50万元，此项费用为235元，若超过50万元；此项费用为385元，公证费

我甘愿燃烧 07-10 09:01

贷款金额(公积金贷款额+银行贷款额)×1‰，
希望我的回答可以帮到你。价格来源于网络，仅供参考

我变成这样你功不可没 07-10 09:09

费用大概如下:
1.交易费.约3元一平方米.
2.契税:约1.5%*总房价.
3.印花税：0．05％乘总房价．
4．评估费：0．5％乘总房价
5．律师费：600元左右．(不做按揭,没有)
6．保险费(不做按揭,没有)
7．杂费：约200元．

以上费用的比例，因地区不一样，可能会有一点差别，最好去当地房地产部门咨询一下，价格来源网络，仅供参考

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