array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "商品房按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(481795) ["id"] => string(6) "481795" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927204380708) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481795" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481795" } [1] => array(11) { ["tagname"] => string(36) "银行按揭贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174517) ["id"] => string(7) "1174517" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950162952194) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174517" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174517" } [2] => array(11) { ["tagname"] => string(42) "成都房屋按揭贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1608629480" ["tagid"] => int(7732845) ["id"] => string(7) "7732845" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504173235961859) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7732845" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7732845" } [3] => array(11) { ["tagname"] => string(21) "按揭贷款的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1032750) ["id"] => string(7) "1032750" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945013395485) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1032750" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1032750" } [4] => array(11) { ["tagname"] => string(48) "北京自住型商品房申请流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1177932) ["id"] => string(7) "1177932" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950270955539) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1177932" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1177932" } [5] => array(11) { ["tagname"] => string(48) "商品房贷款所要进行的流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1187038) ["id"] => string(7) "1187038" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950585528326) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1187038" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1187038" } [6] => array(11) { ["tagname"] => string(18) "流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599709911" ["tagid"] => int(1323262) ["id"] => string(7) "1323262" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503955979403272) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1323262" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1323262" } [7] => array(11) { ["tagname"] => string(21) "商品房按揭贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371757" ["tagid"] => int(527412) ["id"] => string(6) "527412" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928520343576) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/527412" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/527412" } [8] => array(11) { ["tagname"] => string(24) "申请流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1380113) ["id"] => string(7) "1380113" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957884665885) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113" } [9] => array(11) { ["tagname"] => string(21) "其流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1600831090" ["tagid"] => int(1794257) ["id"] => string(7) "1794257" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503973576605722) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794257" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794257" } [10] => array(11) { ["tagname"] => string(18) "按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(549875) ["id"] => string(6) "549875" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929171509271) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549875" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549875" } [11] => array(11) { ["tagname"] => string(27) "商品房按揭贷款计算" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(481796) ["id"] => string(6) "481796" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927205429248) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481796" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481796" } [12] => array(11) { ["tagname"] => string(27) "商品房按揭贷款条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(850032) ["id"] => string(6) "850032" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939758981136) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/850032" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/850032" } [13] => array(11) { ["tagname"] => string(27) "按揭贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(891703) ["id"] => string(6) "891703" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940984766480) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/891703" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/891703" } [14] => array(11) { ["tagname"] => string(24) "收房流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1179654) ["id"] => string(7) "1179654" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950327578638) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179654" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179654" } [15] => array(11) { ["tagname"] => string(24) "家装流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1604570311" ["tagid"] => int(4611814) ["id"] => string(7) "4611814" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504068221075477) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611814" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611814" } [16] => array(11) { ["tagname"] => string(24) "购买商品房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1001048) ["id"] => string(7) "1001048" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944078065665) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1001048" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1001048" } [17] => array(11) { ["tagname"] => string(33) "商品房备案制度是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1181048) ["id"] => string(7) "1181048" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950394687502) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1181048" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1181048" } [18] => array(11) { ["tagname"] => string(24) "按揭贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506509) ["id"] => string(6) "506509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927929995267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509" } [19] => array(11) { ["tagname"] => string(21) "转按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(916017) ["id"] => string(6) "916017" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941662146591) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/916017" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/916017" } } ["counts"] => int(604400) ["pagecount"] => float(30220) }

当前位置：首页>

装修问答

其他

谁知道商品房按揭贷款流程是怎样的？

谁知道商品房按揭贷款流程是怎样的？

浏览：37次 | 提问时间： 07-10 08:43

分享到：

3个答案

鹿与靑葵 07-10 08:44

你好!很高兴为你解答，在开发商落实按揭银行后、商品房预售合同签约备案后即可向银行申请贷款。
一般资料有：预售合同、(一方或夫妻双方)身份证、户口本、婚姻证明、收入证明，首套或二套房屋证明(一般由房产交易所出具)、预登记证书。银行同意后签订按揭合同、办理抵押预登记、保险等即可。不同地方可能要求有所不同。

再没有烫人的眼泪 07-10 08:53

一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。
二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。
三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

先疯队大队长 07-10 09:01

商品房按揭贷款流程：
(一)购房者同开发商签订购房合同并支付不低于20%首付款。
(二)具备按揭贷款条件的申请人向相关金融机构提出申请，提供真实的个人资料。这里提醒大家，购买期房时，金融机构主要是各商业银行的分理处或者营业部，并且申请人对金融机构并不具有选择的可能，一般都要向与出卖人有特定业务关系的金融机构申请。
(三)经办的金融机构对申请人的贷款条件进行审查核实，决定是否法房按揭贷款；
(四)借款人与贷款人签订按揭贷款合同，借款人如果选择自动划款方式还款，应当在银行开立还款账户申领储蓄卡；
(五)办理担保、保证或者保险手续；
(六)贷款人接受借款人委托，依照其指令将按揭贷款划入出开发商账户。

装修问答

其他

谁知道商品房按揭贷款流程是怎样的？

最新问题

相关搜索

最新推荐

谁知道商品房按揭贷款流程是怎样的？