array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "二手房按揭过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(501404) ["id"] => string(6) "501404" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927782146061) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/501404" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/501404" } [1] => array(11) { ["tagname"] => string(21) "按揭房过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(850335) ["id"] => string(6) "850335" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939767369748) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/850335" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/850335" } [2] => array(11) { ["tagname"] => string(39) "厦门二手房过户流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1178183) ["id"] => string(7) "1178183" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950279344135) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1178183" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1178183" } [3] => array(11) { ["tagname"] => string(45) "办理按揭买房具体的流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1188165) ["id"] => string(7) "1188165" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950620131359) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1188165" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1188165" } [4] => array(11) { ["tagname"] => string(36) "银行按揭贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174517) ["id"] => string(7) "1174517" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950162952194) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174517" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174517" } [5] => array(11) { ["tagname"] => string(30) "按揭房未还清过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506404) ["id"] => string(6) "506404" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927926849546) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506404" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506404" } [6] => array(11) { ["tagname"] => string(45) "北海二手房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208161) ["id"] => string(7) "1208161" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951269199878) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208161" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208161" } [7] => array(11) { ["tagname"] => string(39) "巢湖房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207907) ["id"] => string(7) "1207907" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951259762718) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207907" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207907" } [8] => array(11) { ["tagname"] => string(39) "合肥房产过户流程是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208199) ["id"] => string(7) "1208199" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951270248459) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208199" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208199" } [9] => array(11) { ["tagname"] => string(15) "按揭的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(999364) ["id"] => string(6) "999364" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944031928326) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999364" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999364" } [10] => array(11) { ["tagname"] => string(42) "成都房屋按揭贷款流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1608629480" ["tagid"] => int(7732845) ["id"] => string(7) "7732845" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504173235961859) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7732845" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7732845" } [11] => array(11) { ["tagname"] => string(21) "二手房按揭过户" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(847964) ["id"] => string(6) "847964" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939700260890) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/847964" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/847964" } [12] => array(11) { ["tagname"] => string(12) "按揭过户" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(962620) ["id"] => string(6) "962620" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943009566744) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/962620" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/962620" } [13] => array(11) { ["tagname"] => string(54) "办理二手房产过户流程是怎样的谁能说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206998) ["id"] => string(7) "1206998" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951229353996) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206998" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206998" } [14] => array(11) { ["tagname"] => string(24) "二手房过户的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1012895) ["id"] => string(7) "1012895" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944408367115) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1012895" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1012895" } [15] => array(11) { ["tagname"] => string(24) "二手房的过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(847375) ["id"] => string(6) "847375" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939683483678) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/847375" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/847375" } [16] => array(11) { ["tagname"] => string(45) "广州房产过户流程是怎样的谁了解" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206065) ["id"] => string(7) "1206065" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951195799572) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206065" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206065" } [17] => array(11) { ["tagname"] => string(48) "临安房产过户流程是怎样的哪位知道" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247629) ["id"] => string(7) "1247629" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952649125890) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247629" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247629" } [18] => array(11) { ["tagname"] => string(54) "二手房买卖房产过户的办理流程是怎样的" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206822) ["id"] => string(7) "1206822" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951223062548) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206822" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206822" } [19] => array(11) { ["tagname"] => string(45) "二手房产过户流程一般是怎样的啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1208189) ["id"] => string(7) "1208189" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951270248449) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1208189" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1208189" } } ["counts"] => int(660291) ["pagecount"] => float(33015) }

当前位置：首页>

装修问答

其他

二手房过户按揭流程是怎样的？

二手房过户按揭流程是怎样的？

浏览：38次 | 提问时间： 07-10 08:54

分享到：

3个答案

Buld梦 07-10 08:55

1、确定按揭服务公司和贷款方案借款人在办理贷款前首先需要与中介确定按揭服务公司，并向按揭服务公司提出贷款咨询，确定贷款方案。
2、查询公积金(如需公积金贷款) 与卖方确定购房意向后，借款人提供公积金帐号，由按揭服务公司进行公积金查询，确定可贷款的金额和贷款年限。
3、签定房屋买卖合同借款人与卖方签定房屋买卖合同。由于交易中心要求不同，江岸、江汉、桥口、洪山等区的房屋，需在合同签好后到所在区域的交易中心办理房屋过户。
4、准备贷款资料，审核贷款资质按揭服务公司协助借款人按照银行要求准备贷款资料，有的房屋需要由指定的评估公司进行房价评估;并且由按揭服务公司进行初步审核。
5、签贷款协议，公证，保险款人与银行签定贷款协议和办理协议公证，同时收取费用，包括房屋保险费等。
6、办理房屋过户和抵押手续借款人到房屋所在区的交易中心办理房屋过户和抵押手续，并将抵押收件收据通过按揭服务公司交贷款银行。
7、办理房产证和抵押证明贷款人的房产证和他项权利证明办出后，按揭服务公司将您的产证复印件和他项权利证明原件交银行。
8、银行放款银行在收到借款人的以上两证后，按揭服务公司将所贷金额发放给借款人。

阿海绵阿宝宝 07-10 09:03

流程：买卖双方须经过两步走
转按包括两个方面，一是卖方提前偿还银行贷款，与银行解除债权债务关系，撤销抵押登记；二是买方申请二手贷款，以所购住房作为新贷款的抵押担保，办理抵押登记。其业务流程为：
第一步，卖方向银行提出申请。
第二步，经银行审查同意的，由银行、卖方和买方签订协议，银行同意卖方转让住房，卖方承诺将售房款优先用于偿还银行贷款并授权银行从其在银行开立的账户上直接扣收尚未偿还的贷款本息，买方承诺交易时将房款划入卖方在银行开立的账户上。
第三步，卖方和买方签订住房转让合同。
第四步，买方向银行提出新的贷款申请，贷款额可以为卖方剩余贷款余额，也可以按照下列公式计算：
贷款额＝所购住房市场价格×二手房贷款成数。
第五步，银行经审批同意后，与买方签订新的借款合同和抵押合同，出具同意贷款的承诺函。
第六步，卖方与买方办理产权过户手续。
第七步，银行与卖方到房地产管理部门办理注销抵押登记手续，同时与买方申办新的抵押登记手续。
第八步，银行对买方发放贷款，根据买方的授权，将贷款划到卖方开立的账户上，然后根据卖方的授权，从账户上直接扣收卖方尚未偿还的贷款本息，终止原借款合同。

永远不再见 07-10 09:11

第一步，买方要对房子的产权进行调查。审定房屋产权的完整性、真实性、可靠性，要注意产权证上的业主姓名与售房者是否相符，有无抵押或共有人等。
　　第二步，签订二手房买卖合同。
　　第三步，找评估公司做评估。这个过程一般来说要5~7个工作日。
　　第四步，贷款的房子要办理相关按揭业务。如果是公积金贷款和商业贷款组合的，则要向公积金中心和银行同时申请。这是整个二手房自行交易过程中最耗时间的阶段，通常要40个工作日左右。
　　第五步，按揭办理下来后，要注意注销该物业的他项权证。
　　第六步，将合同交到房管部门产权交易中心相关办事窗口，拿受理单。
　　第七步，凭受理单到农税中心缴纳相关税费，拿契税完税证。
　　第八步，凭完税契证到土管部门办理国土证。
　　第九步，凭完税契证到房管部门办理房产证。

装修问答

其他

二手房过户按揭流程是怎样的？

最新问题

相关搜索

最新推荐

二手房过户按揭流程是怎样的？