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上海住房公积金贷款提前还款有哪些流程？

上海住房公积金贷款提前还款有哪些流程？

浏览：36次 | 提问时间： 07-10 09:08

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3个答案

a唉唉唉爱 07-10 09:09

1、借款人资料
(1)借款人身份证及复印件三份；
(2)借款人住房公积金卡；
(3)借款人未办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供近期贷款还款凭证或《个人住房公积金贷款支付凭证(借据)》、组合贷款中按揭贷款借据(以下统称“借据”)及复印件一份；借款人已办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供近期贷款还款凭证或借据；
(4)借款人单位开具的《住房公积金提取申请书》(《补充住房公积金提取申请书》、《按月住房补贴提取申请书》，以下统称《提取申请书》，下同)一式二份。
2、配偶资料
申请同时提取配偶住房公积金账户余额偿还贷款的，配偶本人需携带以下资料：
(1)配偶身份证及复印件三份；
(2)配偶住房公积金卡；
(3)配偶未办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供结婚证及复印件二份；配偶已办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供结婚证及复印件一份；
(4)配偶单位开具的《提取申请书》一式二份。

你孤僻成殤我冷漠成性 07-10 09:17

你好，据我所了解：
去公积金中心填申请表，工作人员会告诉你在一个时间节点前把还贷款的钱放在指定的银行账户里(通常是自己的还款账户)，到了时间银行会扣款。办好后你在去公积金中心取抵押证及相关材料，在去房产交易中心办理抵押注销。

余味 07-10 09:25

1、购房贷款人向市住房公积金中心提出《提前还款申请》，由中心信贷科人员审查签署意见，并加盖信贷科业务章，贷款人持《提前还款申请》到银行办理还款手续。
2、申请提前还款人在受托银行结清贷款，持银行出具的还款结清单交信贷科，信贷科人员审查、签署意见并加盖信贷科业务章；信贷科人员须在《提前还款申请表》存根栏上注明该购房贷款人已结清贷款并签名
3、提前还款人持信贷科签署意见的还款结清单到担保公司办理解除抵押相关手续。

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