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有人了解可以使用住房公积金贷款装修吗吗

浏览：38次 | 提问时间： 07-10 09:10
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3个答案
不放手 07-10 09:11

当然可以！为楼主推荐两种贷款：公积金贷款与住房装修贷款。
个人住房公积金贷款是以住房公积金为资金来源，向缴存住房公积金的职工发放的定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。职工购买的自有住房包括商品住房、经济适用房、私产住房、集资建造住房、危改还迁住房和公有现住房。

棒棒糖般的恋爱 07-10 09:20

规定不能以装修的名义提取公积金。 公积金专款专用，可以购房，租房，大修住房，重大疾病提取，也可以离职，退休提龋 可以以购房名义凭合同和买房票据，申请提取公积金，拿到钱用于装修。

theshow↗ 07-10 09:28

公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：
(1)申请贷款前六个月正常连续缴存本市住房公积金;
(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);
(3)具有稳定的经济收入和偿还贷款本息的能力;
(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;
(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。
(6)抵押物为借款人实施个人大(装)修的自住住房,并拥有个人完全产权。

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