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求问2023成都住房公积金申请流程是什么？

求问2023成都住房公积金申请流程是什么？

浏览：56次 | 提问时间： 07-10 09:11

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不变心 07-10 09:11

2020年成都公积金的申请条件如下：
(1)具有城镇常住户口或有效居留身份证明的职工。　
　(2)申请时在公积金中心已连续一年以上正常缴存住房公积金，没有提取公积金用于支付所购住房的首付款，同时无公积金贷款余额。　　
(3)具有购买住房的合同或协议，且首期付款金额不低于所购住房价值的30%。希望我的回答对你有帮助。
(4)有较稳定的职业及经济收入，具备相应的贷款偿还能力，个人信用良好。
(5)有公积金中心认可的资产作为抵押或质押，或有足够代偿能力的单位作为保证人。
(6)公积金中心规定的其他条件。
希望能够帮助到你

一份爱能承受多少的误解 07-10 09:20

借款人申请住房公积金贷款需要向市住房公积金管理中心提出书面申请，填写住房公积金贷款申请表并如实提供有关资料。贷款手续办理完毕后，市住房公积金管理中心给银行签发准予贷款通知书，银行接到贷款通知书后办理贷款划付手续。

申请银行个人住房贷款工作流程：
(一)买方要与开发商签订《商品房预售契约》。
(二)支付30％以上的房款。
(三)去房管部门办理预售登记。
(四)办完预售登记后，买方持契约正本，填写借款申请及借款合同。

深信心悸v 07-10 09:28

自己去办理，首先准备材料：
个人住房公积金提取申请表(一式三份，在公积金管理中心服务大厅领取，并到单位盖章，有的单位也可以直接领取此表)
身份证原件及复印件一份
与银行签订的借款合同原件及复印件一份
准备好材料后到公积金管理中心服务大厅审核盖章，并到指定银行取钱。

伴你远途 07-10 09:36

1、申请。借款申请人向管理中心或受委托银行提出申请并提交规定的申请材料。
2、调查。受托银行对借款申请人提交材料的真实性进行审核，并对个人信用报告、家庭现有房屋状况、首付款比例、担保是否足额、借款人收入及负债等事项进行调查。
3、审核。管理中心根据受托银行的调查结果，对申报材料进行审核，并在十个工作日内作出是否准予贷款的决定。
4、签约。受托银行与所有借款申请人、担保人签订借款合同和担保合同。
5、担保。受托银行与所有借款申请人、担保人在签约后，按照借款合同约定办理抵押登记等担保手续。
6、发放贷款。受委托银行拔付资金。
住房公积金，是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体及其在职职工缴存的长期住房储金。

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求问2023成都住房公积金申请流程是什么？

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求问2023成都住房公积金申请流程是什么？