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长沙点石家装价格是多少左右求好心人解答什么季节装潢好有谁清楚贵阳那家装修公司最好弱弱的问下到哪里找装修公司我想问一下装修公司监理如何做我想问一下装潢公司怎么找请问下大家泰安家装哪家好求好心人解答瑞安哪家装修公司比较好装修打扫价格是多少左右哪位能告诉我扬州华浔品味装饰公司怎么样问一问各位家庭装修用什么墙面漆哪位能告诉我郑州装修房子大概多少钱问一问各位家装开关选哪种问一问各位家装用哪种地板砖哪位好心人说下清水房装修报价是多少

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问一问各位家装能贷款吗

浏览：47次 | 提问时间： 07-10 09:13

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3个答案

友人圈 07-10 09:13

要先和装修公司确定好装修的预算，同时要和银行联系，带上你的户口本、身份证和收入证明，如果银行同意放贷，那你就要凭装修合同去银行签贷款合同和贷款抵押手续。细节方面的每家银行都不太一样。

久辞 07-10 09:22

您好，可以的。
家装贷款目前有有两种贷款和一个信用卡分期形式可以申请，具体如下：
1、申请个人信用贷款来装修。
2、个人消费贷款之装修贷款。这里的消费贷款指的是持证抵押贷款，也就是用房产来抵押、申请的消费贷款。。
3、信用卡家装分期。
4、消费金融公司贷款除了银行贷款这条传统途径外，向消费金融公司贷款也是可以选择的途径之一。
希望我的回答对你有所帮助。

你没事瞎瘠薄发什么光 07-10 09:30

家装贷款是可以的。
1.经银行同意，卖房人与买方进行房产交易，签订购房合同或意向书；
2.向银行提出贷款申请，并提交相关资料；
3.银行对借款人进行资信调查、审查后，通知借款人审查结果。银行同意贷款的，与借款人、担保人签订合同，与卖方签订《楼宇按揭借款补充合同》，卖方将贷款金额不足偿还卖方尚欠贷款本息的差额部分清偿。
4.借款人委托银行与卖方办理房产交易过户、抵押登记、房产保险等手续；
5.银行取得《土地房屋他项权证》后，将贷款资金划入卖方在原贷款网点的按揭贷款帐户及相关帐户，用于偿还卖方所欠按揭贷款本息，剩余款项再划入卖方在银行开立的帐户。
6.借款人按期偿还贷款。

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