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求好心人解答如何用住房公积金贷款装修房子

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我想问一下装修完房子如何去味我想问一下装修卧室墙用什么好哪位能告诉我浴场装修费用问一问各位九江有哪些好的装修公司请问下大家天津哪家装饰公司口碑好有谁清楚火锅店怎么装修设计请问下大家小型理发店怎么装修哪位好心人说下湛江装修公司报价是多少房屋装修每平方价格高不高我想问一下装修用什么硅藻泥有谁清楚复式楼装修费用清单有谁能告诉我纱窗怎么装上去哪位好心人说下装修一键报价是多少求好心人解答厦门卓鼎装饰好不好小白求助97平米的房子装修要多少钱

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求好心人解答如何用住房公积金贷款装修房子

浏览：34次 | 提问时间： 07-10 09:13

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3个答案

森与暖树 07-10 09:13

一般　房子装修不符合提取住房公积金的规定，不能提取公积金；可以换个理由、以大修房屋或租房的理由申请提取公积金，如下：
　　职工提取住房公积金时，须提供经单位盖章的个人住房公积金提取申请表(一式三份)、提取人身份证原件及复印件一份及以下证明材料：
　　1、大修自住住房的，提供镇(乡)以上房屋安全鉴定机构出具的房屋安全鉴定证明、房地产权证、修缮费用发票(或收据)原件及复印件一份。
　　2、租房自住的，首次提取时，提供租赁合同(指经房管部门登记备案的合同或与单位签订的公房租赁合同)、房租发票(或收据)原件及复印件一份；
　　符合住房公积金提取条件的职工到住房公积金开户银行领取并填写提取申请表，持有关证明材料到开户银行办理审核提取。

说不清惶恐 07-10 09:22

公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：
(1)申请贷款前六个月正常连续缴存本市住房公积金;
(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);
(3)具有稳定的经济收入和偿还贷款本息的能力;
(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;
(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。
(6)抵押物为借款人实施个人大(装)修的自住住房,并拥有个人完全产权。

骚年loveh 07-10 09:30

你好，装修可以提取公积金，就是很麻烦的，要有装修公司的报告，材料清单，契税发票，权威部门的验收合格证明才可以办理提取公积金的。可以的哦，只要公积金交满半年就可以提取或是办理购房、装修之类的！
1.具有城镇常住户口或有效居留身份,有稳定的职业和收入,信用良好,具有按时偿还住房公积金装修贷款本息的能力;
2.在申请住房公积金装修贷款之日前,个人和所在单位按时、足额缴存住房公积金半年以上。
希望能帮助到你。

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