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弱弱的问下房屋装修贷款利率多少

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弱弱的问下房屋装修贷款利率多少

浏览：67次 | 提问时间： 07-10 09:15
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5个答案
是你把爱埋葬 07-10 09:16

你好，很高为你解答据我所知，利率是：一年(含1年)以内的贷款利率为   5.60%，一至五年(含五年)贷款利率为6.00%，五年以上贷款利率为6.15%。   如果个人是申请的公积金贷款，那么，公积金贷款利率的也会和先前不一样。因为公积金贷款的利率同样也下降了。希望我的回答能帮助你。望采纳。

天下唯我最萌 07-10 09:24

由于装修贷款的途径不同，银行和金融机构的贷款额度规定又不一致，导致装修贷款的额度存在差异。 如果你向银行申请装修消费贷款，工商银行和建设银行都规定单笔贷款额度原则上不超过15万元，同时不超过装修工程总费用的50% 以上价格，均来自于网络！仅供参考！

mqueen 07-10 09:32

你好，对于装修贷款的利率，根据当前的相关规定，只要不超过央行同档期基准利率的四倍即为可行有效，在贷款的时候多多走访贷款机构，多多了解市场行情，货比多家，方能得到更划算的贷款利率。当前央行贷款基准利率表(2015年)

　　



　　

离人梦 07-10 09:41

您好，在不同平台申请贷款、申请贷款的额度不同、借款年限不同，利率都不一样的。工商银行单笔贷款额义原则上不超过15万元人民币，同时不超过装修工程总费用的70%。如贷款金额为1万元，借款半年利率为5.58%；借款一年利率为5.85%；借款两年利率为5.95%；价格来源网络，仅供参考。

鲸蓝旧巷 07-10 09:50

房屋装修贷款利率如下：
1、装修可以银行贷款。
2、家装贷款也称装修贷款，指银行或者消费金融公司推出的，以家庭住房装修为目的个人信用贷款即无抵押信用贷款。银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元人民币，同时不超过装修工程总费用的50%。家装贷款目前有有两种贷款和一个信用卡分期形式可以申请，具体如下：
(1)、申请个人信用贷款来装修；
(2)、个人消费贷款之装修贷款。这里的消费贷款指的是持证抵押贷款，也就是用房产来抵押、申请的消费贷款。；
(3)、信用卡家装分期；
(4)、消费金融公司贷款除了银行贷款这条传统途径外，向消费金融公司贷款也是可以选择的途径之一。
3、利息方面每个银行有所不同，不同的时间段也是不一样的，具体的建议咨询下银行。
以上价格来源于网络，仅供参考，具体价格以购买时为准。

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