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我想问一下装修贷款能提取公积金吗

浏览：39次 | 提问时间： 07-10 09:18
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你太好 07-10 09:19

能用公积金贷款。 住房公积金贷款是指由各地住房公积金管理中心运用职工以其所在单位所缴纳的住房公积金，委托商业银行向缴存住房公积金的在职职工和在职期间缴存住房公积金的离退休职工发放的房屋抵押贷款。

向前走 07-10 09:27

(1)建造自住住房，是指经国土、规划、建设等部门批准自行建造的住房。

　　(2)翻建自住住房，是指经国土、规划、建设等部门批准对住房全部拆除、另行设计、重新建造的住房。

　　(3)大修不等于装修，大修自住住房是指由当地房屋鉴定部门鉴定为严重损坏房、危房，需要牵动或拆换住房部分主体构件，但不需要全部拆除的住房。一般的家庭装修、装饰、中修、小修等行为都不属于此范围。

緈諨ˇ棒棒糖 07-10 09:36

你好，装修贷款不能提取公积金。根据现行的《住房公积金管理条例》，缴存了住房公积金的用户只有在满足购房(含翻建、大修自住房)、租房、还贷以及出国定居、下岗失业等条件下才可提取住房公积金。需要注意的是，公积金提取条件中的大修并不等于家庭装修、装饰。根据规定，房屋大修，需经当地房屋鉴定部门鉴定为严重损坏房屋或危房的，需要牵动或拆换房屋主体构件的。所以住房装修不能提取公积金。希望我的回答对你有帮助。

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