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求好心人解答上海装修房子可以用公积金贷款吗_其他_设计456问答
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求好心人解答上海装修房子可以用公积金贷款吗

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我想问一下装饰公司资质多少钱请问下大家屋子小如何装修有谁清楚海安哪家装潢公司好小白求助108平的房子装修要多少钱我想问一下装修好的房子什么时候能住哪位好心人说下70平米房子装修报价是多少小白求助100平米的餐厅装修需要多少钱我想问一下装修后怎样快速除甲醛问一问各位柳州装修房子要多少钱小白求助90平米三室一厅装修要多少钱哪位能告诉我盐城装修多少钱一平方问一问各位家庭装修铺什么好求好心人解答如何挂靠装饰公司房间装饰什么颜色好看谁知道刚装修的房子多久婴儿可以住谁知道

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求好心人解答上海装修房子可以用公积金贷款吗

浏览：58次 | 提问时间： 07-10 09:19
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3个答案
看孤独的烟火 07-10 09:20

可以的。
公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件：
(1)申请贷款前六个月正常连续缴存本市住房公积金;
(2)具有完全民事责任能力,具有本市城镇常住户口或蓝印户口(非农业);
(3)具有稳定的经济收入和偿还贷款本息的能力;
(4)借款人必须是大(装)修住房的产权人,与正规的装修公司签订工程实施合同;
(5)借款申请人的配偶、同户直系血亲作为住房公积金共同借款人可以参与公积贷款额度计算。
(6)抵押物为借款人实施个人大(装)修的自住住房,并拥有个人完全产权。

离空岛海 07-10 09:29

你好，上海房屋在装修目前是无法使用公积金或公积金贷款的。自2010年8月11日起，上海房屋装修使用公积金或公积金贷款的政策已经被上海市公积金管理中心叫停，目前上海公积金装修贷款依然处于“冰封期”。希望我的回答能帮到你。

其实很想你 07-10 09:37

你好，这样子的话你可以试试看下面的方法介绍

可以的，住房公积金管理细则规定，可以将住房公积金用做房屋购买、维修、装修、拆建等用途，你可以登录本地住房公积金管理中心查询一下，应该是拿着装修合同就可以办理的!

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