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有谁清楚公积金贷款装修需要什么手续

浏览：43次 | 提问时间： 07-10 09:19
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3个答案
卖萌大过天 07-10 09:20

你好，1、城镇职工个人与所在单位必须连续缴纳住房公积金满一年。
2、借款人购买商品房的，必须有不少于总房价30%以上的自筹资金作为房屋首付款。
3、借款人有稳定的经济收入、信用良好、有偿还贷款本息的能力。
4、夫妻双方都正常足额缴存住房公积金的，只允许一方申请住房公积金贷款。
5、一个家庭同一时间只能申请一次住房公积金贷款购买一处住房。
6、贷款人须有本省(市)城镇常住户口或有效居留身份。
7、同意用所购住房做抵押。
希望我的回答能够帮到你。

追梦人 07-10 09:28

公积金倒不麻烦，先填申请表格(一式三份)可以去单位找行政或人事部要，也可以自己网上下载(当地住房公积金管理办网站)。

填好后单位盖章，还要附上身份证复印件和照片等(表格上有很清楚的说明)就可以去住房公积金管理中心了，如果你有建行或工行的卡，可以直接给你转到卡里，如果没有的话，会给你一张现金存单，你可以直接去银行取。

麓殇 07-10 09:37

你好，职工提取住房公积金，需携带以下资料到管理机构办理住房公积金提取：
　　1、《你所在城市住房公积金提取申请表》(加盖单位公章)；
　　2、职工本人身份证(死亡或被宣告死亡的职工，由其继承人或受遗赠人提取住房公积金的，还需提供提取人的身份证)

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