array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(12) "不能贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(968780) ["id"] => string(6) "968780" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943179436035) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/968780" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/968780" } [1] => array(11) { ["tagname"] => string(18) "装修能贷款不" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(990085) ["id"] => string(6) "990085" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943776075784) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/990085" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/990085" } [2] => array(11) { ["tagname"] => string(18) "淘宝不能贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => 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"//m.sheji456.com/ask/tlist/905826" } [19] => array(11) { ["tagname"] => string(21) "邮政能不能贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(957361) ["id"] => string(6) "957361" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942865911833) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/957361" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/957361" } } ["counts"] => int(3727763) ["pagecount"] => float(186389) }

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请问装修能贷款不？

请问装修能贷款不？

浏览：39次 | 提问时间： 07-10 09:24

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3个答案

无药可医 07-10 09:25

可以贷款的。银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元人民币，同时不超过装修工程总费用的50%。

骚年lovehm 07-10 09:33

房屋装修能贷款，部分银行有专门的房屋装修贷款业务。

如建行的安居分期贷款：
一、安居分期付款业务
指持卡人申请用其信用卡在建行指定安居商户(具体包括：装修、建材、家具、家居、家电、婚庆、教育培训、旅游、百货等)购买商品或服务，建行核准后，持卡人在建行指定商户通过专用分期POS机具支付安居款项，相应交易金额平均分成若干期，由持卡人在约定期限内按月还款，支付一定手续费的业务。

二、安居分期的两种模式
① 可以选择与建行合作的装修公司包工包料，一次性付款给装修公司。
② 也可以同时选择多家与建行合作的瓷砖、壁纸、橱柜、家具、家电等商户，选购材料，自己装修。

三、期数、额度及使用、手续费
① 期数：6期、12期、18期、24期、36期，每期为一个月。
② 额度及使用：申请额度2万元(含)以上，100万(含)以下，额度有效期为从放款之日起6个月；可在不同商户多次刷卡，但每次刷卡金额不得低于1000元。
③ 手续费：总手续费率为6个月2％、1年4.5％、18个月6％、2年8％、3年12％，商户承担手续费率不低于1％，其余手续费由客户承担。

我的字典里没有认输 07-10 09:42

房屋装修贷款可以的，前提条件是你必须有稳定的收入，银行会以你每个月的工资收入作为贷款金额判断依据，用于个人消费的无担保人民币贷款。即可无需房产、无需拥有本地户籍申请贷款用于房屋装修贷款。相当于是个人小额度贷款。

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