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江苏南通装修提取公积金贷款需要什么证件？

江苏南通装修提取公积金贷款需要什么证件？

浏览：35次 | 提问时间： 07-10 09:24

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3个答案

鱼沉深海 07-10 09:25

公积金贷款需要的证件有，
1、贷款人申请住房公积金贷款需到银行提出书面申请，填写住房公积金贷款申请表并如实提供下列资料：
(一)申请人及配偶住房公积金缴存证明;
(二)申请人及配偶身份证明(指居民身份证、常住户口簿和其他有效居留证件)，婚姻状况证明文件;
(三)家庭稳定经济收入证明及其它对还款能力有影响的债权债务证明;
(四)购买住房的合同、协议等有效证明文件;
(五)用于担保的抵押物、质物清单、权属证明以及有处置权人同意抵押、质押的证明，有关部门出具的抵押物估价证明;
六)公积金中心要求提供的其他资料。
2、对资料齐全的借款申请，银行及时受理审查，并及时报送公积金中心。
3、公积金中心负责审批贷款，并及时将审批结果通知银行。
4、银行按公积金中心审批的结果通知申请人办理贷款手续，由借款人夫妻双方与银行签订借款合同及相关的合同或协议，并将借款合同等手续送公积金中心复核，公积金中心核准后即划拨委贷基金，由受托银行按借款合同约定按时足额发放贷款。
5、以住房抵押方式担保的，借款人要到房屋坐落地区的房屋产权管理部门办理房产抵押登记手续，抵押合同或协议由夫妻双方签字，以有价证券质押的，借款人将有价证券交管理部或盟中心收押保管。以上仅供参考。

我只喜欢简单爱 07-10 09:33

一、贷款所需资料：
1、房屋所有权证、共有权证(各复印4份，含证号、图纸)
注：借款人用他人的房产作抵押的，还须出示房屋所有权人、共有权人的身份证(复印1份),所有人,共有人现场签名认可,承担抵押担保责任。
2、身份证(夫妻双方，各复印1份)。
3、结婚证(复印1份)，未婚职工须出示单位的未婚证明、离婚职工须出示离婚证或离婚协议书(复印1份)。搜索
4、夫妻双方单位的工资证明和购房证明(购房合同或付款发票)。以上仅供参考。

我不太懂 07-10 09:42

申请装修贷款需提供以下资料：
1、身份证明(含身份证、户口、婚姻证明);
2、收入证明(含工资表);
3、房地产权属证书;
4、契税发票或购房发票;
5、装饰装修施工合同;
6、装饰装修预(决)算表。
希望能帮到你。

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