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有谁知道武汉买二手房流程是什么？

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有谁知道武汉买二手房流程是什么？

浏览：65次 | 提问时间： 07-10 09:26

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3个答案

心裡滿滿的都是你 07-10 09:27

买二手房的流程共分为买家全款购房和买家按揭付款两种，只要严格按照流程操作，就不会被骗！具体流程如下：

一、买方按揭贷款购房
1、银行征信调查(去人民银行查买方的征信情况)；
2、房屋产权调查(调查房产是否抵押，查封，析产，继承，共有权人情况)；
3、向卖方支付定金并预留房屋尾款；
4、房屋过户的同时银行审查贷款条件；
5、银行发放贷款到卖方账户；
6、双方共同去做物业交割(水、电、气、暖、物业费，原房主户口必须迁出)；
7、向卖方支付尾款。
二、买方全款购房
1、房屋产权调查(调查房产是否抵押，查封，析产，继承，共有权人情况)；
2、买方支付卖方定金；
3、双方共同去做房屋过户；
4、双方共同去做物业交割(水、电、气、暖、物业费，原房主户口必须迁出)

Sweethurt海黎 07-10 09:35

你好，这样子的话你可以试试看下面的方法介绍
一、武汉二手房过户流程
第一步，领表(《房地产转让申请审批书》、《房地产买卖合同》、《买方确认单》)，填表。交易：买卖双方验人签字。查档：查房屋产权是否清晰、有无抵押、查封(上午查下午出结果，下午查次日出结果)。鉴定：做《房屋安全鉴定报告》。核价：财政部门根据《房屋买卖(置换)合同》的成交金额评估房价。地税：缴纳卖方房产营业税(免税的地税部门开具免税确认单)和印花税，印花税买卖双方各万分之五。第二天或第三天交件第二步，交件。第三步，七天后交契税：交纳契税，领取契证交手续费：交纳交易手续费封卷：领取证回执。第四步，此后十个有效工作日后领证。买方拿身份证原件取房证。应流程时间根据购房方式及贷款情况会有所不同，详细时间您可以咨询办理人员。
二、过户时应缴纳的税费
(一)买方：
1、契税：成交价或评估价(高者)×1.5% (商用用房或大于144平米的税率为3%)
2、交易服务费：建筑面积(平方米)×3元
3、交易印花税：成交价或评估价(高者)×0. 05%
4、产权转移登记费：50元(每增加1人加10元，买家为单位的80元)
(二)卖方：
1、交易服务费：建筑面积(平方米)×3元
2、交易印花税：成交价或评估价(高者)×0. 05%
3、土地出让金：成交价或评估价(高者)×1%
4、解困房：成交价或评估价(高者)×1%
5、商品房：土地出让金按基准地价 × 3% × 未交土地出让金的建筑面积
6、分摊费用：成交价/总面积×分摊面积×10%(10楼以下);成交价/总面积×分摊面积×20%(10楼以上)

我是奇葩中的霸王花不懂我就不要说我变了 07-10 09:44

1.看房，房产证，双方商议价格，都OK了，签订居间协议(缴意向金)或直接签买卖合同(缴首付款)；
2.拿买卖合同+首付款凭证+个人身份证明(身份证+户口薄+结婚证+子女身份证明等)+申请贷款人收入证明，银行水单(完税证明)等，向银行(组合贷款)或公积金管理中心(仅公积金贷款)申请贷款，2-3周；
3.贷款审批通过，下家去房产交易中心(带好上述资料)审税，7天后，上下家(上家产证上所有人，有未成年人的父母都要到；下家所有要上产证的人)去房产交易中心交税并过户；
4.20天后，新的产证出来，再拿到申请贷款的银行作抵押，银行放款给上家，需1-2个月；
5.约好上家过户水电煤(可能只有煤气需上家到场)，交房，你验收好，把剩余尾款付给上家，结束。

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