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代取住房公积金提取流程是怎样的？

代取住房公积金提取流程是怎样的？

浏览：56次 | 提问时间： 07-10 09:33

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3个答案

夏威夷的凄凉那年夏天的回忆录′ 07-10 09:33

(一)办理流程

　　1、职工符合支付房租提取条件的，可向租赁房屋所在地的上海市公积金管理中心区、县管理部提出申请，并按规定提供相关证明材料。

　　2、各区、县管理部应当自受理申请之日起三个工作日内，作出准予提取或者不准提取的决定，并通知申请人。

　　3、准予提取的，申请人凭审核单、身份证明材料、个人住房公积金账户所在单位出具的《上海市住房公积金提取证明》到指定的建设银行办理提取手续；不准予提取的，受理机构应当说明理由。

　　(二)时间限定

　　自2009年10月1日起，符合租赁提取条件的职工，在租赁合同期限范围内，可每半年一次提出申请(即两次提取申请的间隔时间应为半年)，且每次提取不得超过6个月的规定提取限额；同时，提取住房公积金支付房租的起始时间不得早于2009年10月。
　　(三)上星期我也去当地管理中心咨询过了，要买房子或者退休才能办理提取的。
　　(四)后来我找第三方公司提取出来了，办理所需的手续材料他们包，在职离职的都可以办理提取的。

年少不知青衫薄 07-10 09:42

提取方法及流程
该业务是指取得市住房公积金管理中心发放的纯住房公积金贷款的职工，在未清偿贷款本息前，通过与市住房公积金管理中心签订委托提取协议书的方式，委托市住房公积金管理中心每月将委托人及其共同提取人住房公积金账户内不大于上月已还款的金额，直接划入指定的账户内。
需要提醒的是，可申请委托提取业务的对象，是取得公积金管理中心发放的住房公积金贷款(含组合贷款)的职工，职工签约时个人住房公积金账户仍在中心，且账户状态为正常缴存。配偶纳入同一套房屋还贷提取时，则必须和主借款人一起到中心办理委托提取关系人的增加。
此外值得注意的是，刚获得贷款的市民与公积金管理中心签订委托提取协议后，第一个月必须自筹资金进行还款。公积金管理中心在次月收到银行提供的还款数据后，才会对市民上月的还贷金额进行划转，划转金额以账户余额为限且不大于上月已还款本息之和。

笑靥 07-10 09:50

代取公积金先申请后提取

1进行代取公积金这一步之前，首先要做的是申请提取公积金。一般情况下，满足下列情形之一可以申请提取公积金。

2购买、建造、翻建、大修自住住房的;

3公积金贷款的可在最后一次还贷时提取;

4商业贷款的可提取两次，分别为购房时提取一次，最后还贷时提取一次;

5离休、退休的;

6完全丧失劳动能力，并与单位终止劳动关系的;

7职工死亡或者被宣告死亡的;

8在国外或港、澳、台地区定居，并与本市单位终止劳动关系的;

9非本市户籍或户籍迁出本市，与单位终止劳动关系的等等。

各地方对于提取公积金的条件可能会有补充或者增减，具体以地方的实际规定为准。只有满足以上条件之一，你才可以申请提取公积金并且遇到代取公积金的问题。

公积金提取的申请流程

1首先，申请人要根据规定准备相应的资料，填写《住房公积金提取审批表》交给单位审核，并加盖单位预留印鉴章。

2其次，单位的人力部门需携带申请人的身份证、相关材料及单位证明到住房公积金管理中心办理审批手续。经审核无误后，工作人员会出具住房公积金提取的清单。

3最后，本人只需要持公积金提取清单和《住房公积金提取审批表》到中心指定的地址办理即可。

代取公积金手续因地而异

公积金提取原则上应由本人持身份证原件及复印件办理，除签约委托提取还贷业务外，职工本人不能亲自办理的，职工配偶、同户直系亲属(父母或子女)、单位经办员或经职工单位认定的代办人可以代办。

2有些地区规定不允许他人代取公积金，但是有些地方却允许代取，一般代他人提取公积金时需要提供个人身份证、授权书以及代办人的身份证，手续较为复杂。

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