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请问惠州房屋装修贷款最多几年？

浏览：39次 | 提问时间： 07-10 09:33
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3个答案
薄情人 07-10 09:34

住房抵押贷款年限主要看款项用途
用来购房时
1一手住房贷款不得超过30年，借款人与借款期限不得超过70；商用房贷款不得超过10年，借款人与借款期限不得超过70；
2二手房贷款期限和房龄之和不得超过35年，贷款期限最长30年借款人与借款期限不得超过70；商用房期限同一手商用房。
用来经营时   
贷款期限最长5年，循环授信循环使用

若遇浅香 07-10 09:42

房屋装修贷款是指银行运用信贷资金向居民发放的用于自有住房装饰装修的人民币贷款，用于支付家庭装潢和维修工程的施工款，相关的装潢材料款、厨卫设备款等。对于申请房屋装修贷款，贷款额度不超过装修合同价值总额的80%;贷款期限一般最长不超过5年。

江枫渔火独留灯半盏 07-10 09:50

以下是房屋抵押贷款的最多几年的查询

房屋抵押贷款最多能贷款30年。 　　

1、商品住宅的抵押率最高可达 70% ; 　　

2、写字楼和商铺的抵押率最高可达 60% ; 　　

3、工业厂房的抵押率最高可达 50% ; 　　

4、最长期限可达30年;抵押包括商铺、办公楼、住宅、别墅、厂房、仓库等的

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