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办装修贷款条件谁知道有哪些？

办装修贷款条件谁知道有哪些？

浏览：48次 | 提问时间： 07-10 09:49

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3个答案

像扔包袱 07-10 09:50

办装修贷款要求的资料和条件通常如下：
1.借贷者有当地常住户口并有合法有效的身份证实。
2.借贷者在当地有合法稳定的收入。
3.能向贷款机构提供有效的个人资产证实、银行对账单、税务单等资料。
4.对装修的房屋提供有效的购房证实、房屋买卖合同等。
5.满足银行规定的另外的条件。具有良好的个人征信情况，再加上符合以上这些条件，那么申请装修贷款是不成问题的。

外人 07-10 09:58

办装修贷款条件：
第一，具有城镇常住户口或有效居留身份
第二，具有房产权证明或由屋房屋产权单位出具的借款人拥有该房屋使用权的证明;假如你要装修的房子产权是你自己的就要有产权证，假如是单位的房子就需要由单位出你有使用权的证明。
第三，具有稳定的职业和收入，信用良好，有按期偿还贷款本息的能力。
希望我的回答能帮到你。

占有欲 07-10 10:06

办装修贷款条件
(1)所属房管或物业部门的大修证书和所有权证书的原件及复印件;
(2)详细的发票或购买材料分配的个人费用的发票原件和复印件;
(3)提取职工身份证原件及复印件;
(4)提取职工银行储蓄账户;
工作人员配偶提取住房公积金，除上述信息，需要提供婚姻关系证明原件及复印件，主人们买房子的提取记录单的副本。
  您也可以使用全额房地产抵押消费贷款，贷款资金可用于装饰，这些贷款可以由很多银行。但需要你的财产抵押，房地产交易(即商品房，成本价住房，保障性住房等至少5年)，并同时在不到20年房龄的。
希望以上资料能帮助到你。望采纳。

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