array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(27) "商品房按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(481795) ["id"] => string(6) "481795" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927204380708) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481795" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481795" } [1] => array(11) { ["tagname"] => string(30) "谁能详细说说家装流程" ["inlink"] => int(0) ["addtime"] => string(10) "1606814506" ["tagid"] => int(6272072) ["id"] => string(7) "6272072" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504124065087510) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6272072" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6272072" } [2] => array(11) { ["tagname"] => string(45) "大家说说暂住证如何延期具体流程" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207999) ["id"] => string(7) "1207999" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951262908445) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207999" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207999" } [3] => array(11) { ["tagname"] => string(60) "深圳居住证分为哪两类谁能说说麻烦具体说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224103) ["id"] => string(7) "1224103" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951819702292) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224103" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224103" } [4] => array(11) { ["tagname"] => string(45) "转按揭贷款具体的操作流程有哪些" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1178633) ["id"] => string(7) "1178633" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950292975642) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1178633" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1178633" } [5] => array(11) { ["tagname"] => string(57) "大家说说《商品房预售许可证》谁能说说看" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1236780) ["id"] => string(7) "1236780" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952277929987) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236780" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236780" } [6] => array(11) { ["tagname"] => string(45) "什么是商品房认购书麻烦具体说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1238827) ["id"] => string(7) "1238827" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952351330312) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238827" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238827" } [7] => array(11) { ["tagname"] => string(21) "商品房按揭贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371757" ["tagid"] => int(527412) ["id"] => string(6) "527412" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928520343576) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/527412" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/527412" } [8] => array(11) { ["tagname"] => string(48) "土地证补办流程有哪些麻烦具体说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237706) ["id"] => string(7) "1237706" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952311484422) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237706" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237706" } [9] => array(11) { ["tagname"] => string(18) "按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(549875) ["id"] => string(6) "549875" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929171509271) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549875" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549875" } [10] => array(11) { ["tagname"] => string(39) "商品房五证是什么谁能说说看" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237360) ["id"] => string(7) "1237360" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952298901533) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237360" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237360" } [11] => array(11) { ["tagname"] => string(27) "商品房按揭贷款计算" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(481796) ["id"] => string(6) "481796" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927205429248) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481796" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481796" } [12] => array(11) { ["tagname"] => string(27) "商品房按揭贷款条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(850032) ["id"] => string(6) "850032" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939758981136) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/850032" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/850032" } [13] => array(11) { ["tagname"] => string(54) "深圳居住证办理流程是什么麻烦具体说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1226076) ["id"] => string(7) "1226076" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951891005455) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226076" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226076" } [14] => array(11) { ["tagname"] => string(51) "现在简约风格阳台贴砖流程谁能给说说" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1270541) ["id"] => string(7) "1270541" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953444995094) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1270541" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1270541" } [15] => array(11) { ["tagname"] => string(24) "按揭贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506509) ["id"] => string(6) "506509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927929995267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509" } [16] => array(11) { ["tagname"] => string(21) "转按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(916017) ["id"] => string(6) "916017" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941662146591) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/916017" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/916017" } [17] => array(11) { ["tagname"] => string(24) "车辆按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933275) ["id"] => string(6) "933275" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880139) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933275" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933275" } [18] => array(11) { ["tagname"] => string(24) "工行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933281) ["id"] => string(6) "933281" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880145) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933281" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933281" } [19] => array(11) { ["tagname"] => string(24) "建行按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933295) ["id"] => string(6) "933295" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942152880159) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933295" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933295" } } ["counts"] => int(41502) ["pagecount"] => float(2076) }

当前位置：首页>

装修问答

其他

商品房按揭贷款流程谁能具体说说？

商品房按揭贷款流程谁能具体说说？

浏览：38次 | 提问时间： 07-10 10:11

分享到：

3个答案

贱人终会弃良人怎会离 07-10 10:12

一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。

　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。

　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业

　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

我深爱不比她床技 07-10 10:20

流程：
借款人填写《贷款申请审批表》，向贷款银行提交有关材料(首期款已支付证明、买卖合同、身份证、经济收入来源证明等原件及复印件)
发展商作为借款保证人在《贷款申请审批表》“保证人意见”栏上签字、盖章
贷款银行的信贷员对借款申请人提交的全部资料、文件进行审查，逐级审批
贷款行领回办妥手续的材料并根据依法生效的借款合同发放贷款
国土局产权登记和公证部门办理房产产权抵押登记手续
通知发展商领回借款合同并由发展商出具付清房款证明给贷款行
通知借款人领回借款合同、借据、保险单。
借款人按期还款付息，贷款本息结清后，注销抵押登记，解除合同

耶嘿 07-10 10:28

首先，准备好上述所有的相关资料，然后到银行了解相关的情况，并且交给银行你的申请个人住房贷款的资料。
其次，银行会对你的资料进行详细的审查，如果资料不全会通知你补交资料。如果没有问题，就会审查你的收入情况，然后确定贷款的额度。
接下来，就可以办理借款合同，且有银行代办保险，办理产权抵押登记和公证。最后就是等待银行的放款通知，贷款人的每月本息还款。当贷款还完以后，就会注销登记。

装修问答

其他

商品房按揭贷款流程谁能具体说说？

最新问题

相关搜索

最新推荐

商品房按揭贷款流程谁能具体说说？