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我想咨询下公积金可以装修房子使用吗？

我想咨询下公积金可以装修房子使用吗？

浏览：33次 | 提问时间： 07-10 10:12

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3个答案

悔及当初 07-10 10:13

可以，根据住房公积金管理条例第二十四条职工有下列情形之一的，可以提取职工住房公积金账户内的存储余额：　　
(一)购买、建造、翻建、大修自住住房的；　　
(二)离休、退休的；　　
(三)完全丧失劳动能力，并与单位终止劳动关系的；　　
(四)出境定居的；　　
(五)偿还购房贷款本息的；　　
(六)房租超出家庭工资收入的规定比例的。
         建议你不用装修的名义提取，而用购买房产的名义提取，这样稳妥一点。你虽然已经购房，但只要你购房时没有申请提取过，还是可以以购房的名义提取的。非按揭购买自住住房的，在支付房款后两年内都可以提出申请，你可直接以购房名义提取。

你不在时一切是你 07-10 10:22

1、装修房屋不可以使用住房公积金。按照《住房公积金条例》只有购房或购房还贷等满足规定条件才能支取住房公积金，而房屋装修不符合公积金支取和贷款的条件，所以不能支取和公积金贷款。
　　2、《住房公积金管理条例》
　　第五条
　　住房公积金应当用于职工购买、建造、翻建、大修自住住房，任何单位和个人不得挪作他用。

哭出声 07-10 10:30

住房公积金缴存人只有在购买、建造、翻建、大修自住住房时才可以提取本人的住房公积金，对于住房的装修、装饰、中小修是不可以提取住房公积金的。
因为住房公积金提取规定：
住房公积金的缴存人有下列情形之一的，可以提取本人住房公积金：(1)购买、建造、翻建、大修自住住房的；(2)离休、退休的；(3)职工享受城镇最低生活保障、与单位终止劳动关系未再就业、部分或者全部丧失劳动能力以及遇到其他突发事件，造成家庭生活困难的；(4)出境定居或户口迁出本市和非本市户口与单位终止劳动关系的；

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