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上海房产抵押贷款流程利率是什么

浏览：24次 | 提问时间： 10-17 05:33
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4个答案
jetame我爱你 10-17 05:34

上海房产抵押贷款分为两大类，第一属于经营类贷款，是指名下有公司或股份的人群，这类人群一般银行最高可以批到房子总价的8成左右，利息0.39起步具体看客户情况，第二类人群属于上班族或自由职业者，这类人群可以以消费贷的名义去向银行申请贷款，最高可贷房子总价的6.5-7成左右利息一般在0.5左右

有你足够 10-17 05:42

1.银行贷款一，抵押经营贷利率：有备用房，一抵7.1，二抵8.0无备用房，一抵7.4，二抵8.5年限：10年额度：100-3000万流水：免流水还款方式：按月付息，三年到期还本，随借随还要求：房龄25年以内，清房、按揭房（还满一年）只要有空间都可以贷优势：可做新房本，免流水，好批，放款快2.银行贷款二，抵押经营贷利率：一抵8.04，二抵9年限：3年

繁华落尽的恋曲 10-17 05:59

银行房产抵押贷款流程1、申请人准备资料向银行申请贷款。2、银行受理。3、评估公司对房产(抵押物)进行评估。4、银行根据客户提供的资料及评估报告取证审批。5、银行审批通过后,办理房产抵押。基准利率7.05%

我爱的样子你都有 10-17 06:07

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