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谁知道昆山装修贷款条件是什么？

谁知道昆山装修贷款条件是什么？

浏览：44次 | 提问时间： 07-10 10:41

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3个答案

心已結巴ナ不可在復原ヮ 07-10 10:42

你好，一、苏州房屋抵押贷款(有无贷款均可以)
(1). 民间贷款所需资料：
1.房产证、土地证
2.身份证、户口本
3.婚姻状况证明
4.房屋权属登记证明

房产有没有贷款，都可再次贷款，可选择从银行贷款，或者民间资金直接贷款，流程简单方便
按揭房，拆迁房只要有证都可以借款。
苏州(包括五县一市)的房产均可
贷款额度可根据个人需要选择

(2)银行贷款所需资料：(房屋产权小面积的也可以做抵押)
1.房产证、土地证
2.身份证、户口本
3.婚姻状况证明
希望我的回答能帮助到您

微安若素阳光依旧很暖 07-10 10:50

条件：
在昆山上班的外地人，缴满一年以上的社保，或者纳税记录，就可以在昆山贷款。

外地户口，没有昆山社保，税单的。这种情况是最多的，现在是这样的，在昆山花桥的许多楼盘，如果你有上海的社保满2年以上的，而且已婚可以通过上海的银行贷款。昆山的其他区域楼盘一般不大能够操作。

我是暖男我会发光 07-10 10:59

1.借贷者有当地常住户口并有合法有效的身份证实。　　
2.借贷者在当地有合法稳定的收入。　　
3.能向贷款机构提供有效的个人资产证实、银行对账单、税务单等资料。　　
4.对装修的房屋提供有效的购房证实、房屋买卖合同等。　　
5.满足银行规定的另外的条件。　　
具有良好的个人征信情况，再加上符合以上这些条件，那么申请装修贷款是不成问题的。

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