array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(24) "抵押贷款办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924269"
      ["tagid"] => int(995250)
      ["id"] => string(6) "995250"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503943917633550)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995250"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995250"
    }
    [1] => array(11) {
      ["tagname"] => string(30) "房产抵押贷款办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594372024"
      ["tagid"] => int(550923)
      ["id"] => string(6) "550923"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503929200869381)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/550923"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/550923"
    }
    [2] => array(11) {
      ["tagname"] => string(30) "办理房产抵押贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1057288)
      ["id"] => string(7) "1057288"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945700212742)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1057288"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1057288"
    }
    [3] => array(11) {
      ["tagname"] => string(33) "办理房产抵押贷款的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(920113)
      ["id"] => string(6) "920113"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941776441378)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/920113"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/920113"
    }
    [4] => array(11) {
      ["tagname"] => string(33) "北京办理护照流程是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1180814)
      ["id"] => string(7) "1180814"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950387347460)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1180814"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1180814"
    }
    [5] => array(11) {
      ["tagname"] => string(27) "广州房产证办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924010"
      ["tagid"] => int(966190)
      ["id"] => string(6) "966190"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503943108132878)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/966190"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/966190"
    }
    [6] => array(11) {
      ["tagname"] => string(30) "土地证办理流程是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1593575176"
      ["tagid"] => int(284157)
      ["id"] => string(6) "284157"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503919867494408)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/284157"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/284157"
    }
    [7] => array(11) {
      ["tagname"] => string(21) "二手房办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923473"
      ["tagid"] => int(877187)
      ["id"] => string(6) "877187"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940521295907)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/877187"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/877187"
    }
    [8] => array(11) {
      ["tagname"] => string(30) "广州人才落户办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599444624"
      ["tagid"] => int(1139863)
      ["id"] => string(7) "1139863"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503949072433184)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1139863"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1139863"
    }
    [9] => array(11) {
      ["tagname"] => string(33) "办理广州户口条件是什么"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1176722)
      ["id"] => string(7) "1176722"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950233206791)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1176722"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1176722"
    }
    [10] => array(11) {
      ["tagname"] => string(27) "办理二手房过户流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371661"
      ["tagid"] => int(505990)
      ["id"] => string(6) "505990"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927914266655)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/505990"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/505990"
    }
    [11] => array(11) {
      ["tagname"] => string(27) "二手房办理贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(932357)
      ["id"] => string(6) "932357"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942126665733)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/932357"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/932357"
    }
    [12] => array(11) {
      ["tagname"] => string(27) "二手房办理按揭流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(854171)
      ["id"] => string(6) "854171"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939876421641)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/854171"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/854171"
    }
    [13] => array(11) {
      ["tagname"] => string(18) "办理抵押贷款"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924010"
      ["tagid"] => int(963882)
      ["id"] => string(6) "963882"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503943044169765)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/963882"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/963882"
    }
    [14] => array(11) {
      ["tagname"] => string(18) "抵押贷款办理"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923473"
      ["tagid"] => int(862534)
      ["id"] => string(6) "862534"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940108156939)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/862534"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/862534"
    }
    [15] => array(11) {
      ["tagname"] => string(45) "二手房土地证办理流程是什么样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1175093)
      ["id"] => string(7) "1175093"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950181826567)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1175093"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1175093"
    }
    [16] => array(11) {
      ["tagname"] => string(27) "二手房抵押贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371456"
      ["tagid"] => int(465432)
      ["id"] => string(6) "465432"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503926730424335)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/465432"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/465432"
    }
    [17] => array(11) {
      ["tagname"] => string(78) "需要办理广州居住证,请问广州居住证办理流程有哪位清楚"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1241591)
      ["id"] => string(7) "1241591"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952445702168)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241591"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241591"
    }
    [18] => array(11) {
      ["tagname"] => string(33) "农村二手房过户流程办理"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(484539)
      ["id"] => string(6) "484539"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927284072476)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/484539"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/484539"
    }
    [19] => array(11) {
      ["tagname"] => string(27) "二手房办理过户流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371661"
      ["tagid"] => int(501397)
      ["id"] => string(6) "501397"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927782146054)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/501397"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/501397"
    }
  }
  ["counts"] => int(202232)
  ["pagecount"] => float(10112)
}
广州二手房抵押贷款办理流程是什么?_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

广州二手房抵押贷款办理流程是什么?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

广州二手房抵押贷款办理流程是什么?

浏览:47次 | 提问时间: 07-13 04:45
分享到:
3个答案
我很极端 07-13 04:46

您好,
1、用于二次抵押贷款的房屋应为市场发展潜力较大的优质住房和商业用房;
  2、用于个人房屋二次抵押贷款的房屋必须是现房;
  3、房屋是使用中国银行抵押贷款所购买的一手房;
  4、房屋抵押登记已办妥,且我行是房屋的抵押权人;
  5、房屋已办理保险,且保险单正本由中国银行执管;
  6、房屋所处位置优越,交通便利,配套设施齐全,具有较大的升值潜力。

其实很想你 07-13 04:54

一)准备签约阶段:
1、 制作《一、二手房(地)产抵押贷款合同》或《房产抵押贷款合同》或《保证/担保合同》等签约文件。
2、通过银行事先提供的当事人申请贷款的各类材料,预核实房地产权利人即二手房买卖中的出卖人、借款人和抵押人(境内人)的身份真实性,了解上述人等的户籍信息(也即各种亲属或身份关系),抵押房地产之上海市房地产登记册(即登记资料)查阅,同时对经公证之委托书、认证书、《房屋买卖合同》(二手房、一手房、期房)等参看。
(二) 签约阶段:
1、核对并复印借款人/抵押人的身份证(或护照、台胞证、回乡证等)、出生证明、户口簿(或户籍证明、户籍藤本、户口名簿)、结/离婚证(或离婚判决书、离婚调解书、结婚证明)等表示身份、户籍、婚姻关系的各类证明文件的原件,对个人身份信息、户籍关系等进行形式甄别。
2、解释并要求借款人/抵押人签署《一、二手房(地)产抵押贷款合同》或《房产抵押贷款合同》或《保证/担保合同》,其他签约文件包括《上海市房地产登记申请书》(抵押)、《单身承诺函》、《配偶同意书》、《自住承诺函》、租赁《通知》、《授权委托书》等,这一环节较为重要,通过参阅客户资料,对于发现可能影响今后办理房地产抵押登记的法律或其他实质性问题,需要及时提示客户及银行。在介绍银行合同的同时,可就客户感兴趣的法律话题进行交谈,不仅包括合同某具体条款的立意分析,还可涉及到关于房地产市场、抵押登记、债权债务等其他法律问题,以维护律师的专业形象和职业操守。

笑我孤陋 07-13 05:03

各个流程都差不多,银行房屋抵押贷款办理流程:
客户提交贷款申请,了解客户需求-签订办理合同、同时准备资料-房屋实地勘察评估、出评估报告-递交材料至银行预审、面签、审批贷款-房管局进行抵押登记-银行放款-查收贷款、按月还款!不过,我在搜易贷网上申请贷款的流程就便捷了许多,首先是自己在平台网站提交一个网上申请—1个工作日内,搜易贷的客服就会回呼,询问一些情况,然后告知你需要准备的资料—提交资料,搜易贷平台审核,一般需要1-3个工作日—审核通过,签合同,办理抵押,放款。

保障