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安置房建设贷款是否可以谁知道

浏览：35次 | 提问时间： 07-13 05:13
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3个答案
鹿家小夫人 07-13 05:14

安置房如果有房屋产权证、土地使用证就能贷款，如果没有就不能贷款。不过，用安置房作抵押申请贷款时，必须满足以下条件：
1、能提供本人有效身份证明；
2、有稳定的收入和工作，具备按时足额还款的能力；
3、无不良信用记录；
4、贷款机构要求满足的其他条件。

时间是最好的测谎仪 07-13 05:22

安置房建设贷款可以
一种是因为市政建设或者是土地开发需要，为了安置被拆迁住户住房问题而修建的。按照有关规定，这一类房屋，房屋产权归被安置人个人所有。但是一般这类房屋，在五年之内是不允许上市交易的。
　　还有一种安置房对上市交易没有限制，可以自由交易。此类安置房是因房产开发需要等因素而修建的。动迁公司通过其他途径代为安置人购买的商品房。这种情况下，安置房和普通的商品房没有太多的差别，也是属于私有房产。

我揽不住要走的风 07-13 05:31

安置房，是政府进行城市道路建设和其他公共设施建设项目时，对被拆迁住户进行安置所建的房屋。即因城市规划、土地开发等原因进行拆迁，而安置给被拆迁人或承租人居住使用的房屋。不好意思，据所知安置房是不可以按揭的，只置房也叫拆迁安置房，是指政府为城市建设或其他公共设施建设，为安置拆迁户而建造的房屋。根据相关规定拆迁安置房可分为重大市政工程动迁修建的配套或配购商品房和因房产开发等因素动拆迁公司通过其他渠道为拆迁户购买的中低价商品房。

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