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房屋装修可以申请贷款吗

房屋装修可以申请贷款吗

浏览：55次 | 提问时间： 07-13 05:42

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3个答案

我是皇冠光芒四射 07-13 05:43

(1)购买商品(经济适用)房：①商品房买卖合同、②购房发票(或地税监制收款收据)。

(2)购买二手房(存量房)：①房屋转让合同、②契税完税凭证(或契证)。

(3)购买公房：①出售协议、②购房发票(或统一收款收据)。

(4)回迁(扩面)住房：①回迁(扩面)协议、②购房发票(或地税监制收款收据)。

(5)建造、翻建自住住房：①建房许可证明(如建设工程规划许可证、村镇规划建设许可证、区以上部门批准的建房呈报表等)、②购买材料发票(或收据)。

(6)大修自住住房：①房屋鉴定机构出具的鉴定报告、②区级及以上政府部门批准的建设工程规划许可证(或区级及以上政府部门出具的危房修缮审批表)、③购买材料发票(或收据)

学人喜悲 07-13 05:52

当然可以申请装修贷款了。不知道你是要申请无担保无抵押类贷款，还是抵押类的贷款呢？装修贷款的申请条件 (1) 具有当地常住户口及合法有效的身份证明；
(2) 有正当职业和稳定收入，具备到期偿还贷款本息的能力；
(3) 借款人能提供有关资产证明、银行对帐单、税单证明等；
(4) 对新购住宅装修的应提供房屋买卖契约、购房发票等资料(或原有住宅再次装修的应提供房屋所有权证明材料)。

有些情绪只说给懂的人听 07-13 06:00

1、银行个人装修贷款最高不超过15万。
个人找银行申请房屋装修贷款，一般情况下个人可以申请的贷款额度最高为15万，同时申请装修贷款，也需要申请人自己准备一定的资金。
2、信用卡家装分期最高可达20万。
目前不少银行可以办理信用卡家装分期，个人办理信用卡家装分期，可以办理的贷款额度最高可以达到20万。不过具体的额度，还是要看申请人个人的资质和还款能力。

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