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公积金可以办装修贷款吗_其他_设计456问答
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公积金可以办装修贷款吗

浏览：35次 | 提问时间： 07-13 05:42
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3个答案
つ傻傻的我选择相信欺骗 07-13 05:43

你好，可以的，除了装修合同外，应该还需要购房合同或者房产证的原件及复印件。先去住房公积金的开户银行或者管理中心领申请表，填表盖章(单位)，再到公积金管理中心审批，通过后就能直接去开户银行取钱了，现在一般是通过存折转帐的，很少取现金给你了。希望我的回答对你有帮助。

孤月沧照客心愁 07-13 05:52

你好，公积金可以办装修贷款的。
个人住房公积金贷款是以住房公积金为资金来源，向缴存住房公积金的职工发放的定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。职工购买的自有住房包括商品住房、经济适用房、私产住房、集资建造住房、危改还迁住房和公有现住房。
贷款额度：
公积金贷款额度的上限计算公式是： 贷款职工月计缴住房公积金额度÷贷款职工住房公积金的缴存比例×0.45×12×实际可贷年限
公积金贷款额度一般要求不超过房屋总价的70%,且一般都有上限限制。
贷款期限：最长可达30年。
希望我的回答可以帮助到你。

爱我快走我有毒 07-13 06:00

可以的,满足其中一条就可以

(1)购买商品(经济适用)房：①商品房买卖合同、②购房发票(或地税监制收款收据)。

(2)购买二手房(存量房)：①房屋转让合同、②契税完税凭证(或契证)。

(3)购买公房：①出售协议、②购房发票(或统一收款收据)。

(4)回迁(扩面)住房：①回迁(扩面)协议、②购房发票(或地税监制收款收据)。

(5)建造、翻建自住住房：①建房许可证明(如建设工程规划许可证、村镇规划建设许可证、区以上部门批准的建房呈报表等)、②购买材料发票(或收据)。

(6)大修自住住房：①房屋鉴定机构出具的鉴定报告、②区级及以上政府部门批准的建设工程规划许可证(或区级及以上政府部门出具的危房修缮审批表)、③购买材料发票(或收据)

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