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int(1703503951671853084) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1219814" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1219814" } [5] => array(11) { ["tagname"] => string(42) "求大神告知电视质量品牌有哪些" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1255999) ["id"] => string(7) "1255999" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952919658508) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1255999" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1255999" } [6] => array(11) { ["tagname"] => string(21) "房屋抵押告知书" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(912050) ["id"] => string(6) "912050" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941552046113) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/912050" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/912050" } [7] => array(11) { ["tagname"] => string(39) "求大神告知请人验房要多少钱" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247089) ["id"] => string(7) "1247089" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952629202951) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247089" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247089" } [8] => array(11) { ["tagname"] => string(39) "求告知房屋漏水鉴定价格高吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1241885) ["id"] => string(7) "1241885" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952457236483) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241885" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241885" } [9] => array(11) { ["tagname"] => string(21) "房屋拆迁告知书" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(985047) ["id"] => string(6) "985047" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943630323743) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/985047" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/985047" } [10] => array(11) { ["tagname"] => string(15) "样机划算吗" ["inlink"] => int(0) ["addtime"] => string(10) "1600842526" ["tagid"] => int(1839164) ["id"] => string(7) "1839164" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503974927171604) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1839164" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1839164" } [11] => array(11) { ["tagname"] => string(42) "买哪些橱柜划算急！求在线答案" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1256610) ["id"] => string(7) "1256610" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952939581455) ["pageurl"] => 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["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941336039438) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/904195" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/904195" } [17] => array(11) { ["tagname"] => string(21) "按揭买车划算吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1000344) ["id"] => string(7) "1000344" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944058142734) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1000344" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1000344" } [18] => array(11) { ["tagname"] => string(21) "贷款买车划算吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(873536) ["id"] => string(6) "873536" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940418535425) ["pageurl"] => string(35) 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求告知房屋装修贷款划算吗

求告知房屋装修贷款划算吗

浏览：29次 | 提问时间： 07-13 05:43

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3个答案

妳昰硪的梦￠ 07-13 05:43

银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元人民币，同时不超过装修工程总费用的50%。家装贷款目前有有两种贷款和一个信用卡分期形式可以申请，具体如下：1、申请个人信用贷款来装修；2、个人消费贷款之装修贷款。这里的消费贷款指的是持证抵押贷款，也就是用房产来抵押、申请的消费贷款。；3、信用卡家装分期；4、消费金融公司贷款除了银行贷款这条传统途径外，向消费金融公司贷款也是可以选择的途径之一。
您如果月入五千，根据您个人情况看是否需要申请，还贷压力应该不大，但不是很划算。

Flowerness 07-13 05:52

房屋装修贷款不划算，装修贷款要出具装修费正规发票，还要按票面金额交税，你还得还贷款的利息，不划算呀。找亲戚朋友，哪借不来几万块钱装修呀。质押也可以，就得找担保公司这样的公司了，利息也相当高。

静 07-13 06:00

据了解：装修的利率为基准上浮10%—30%，贷款年限为1—10年左右，各大银行期限会略有不同，不过一般都不会超过五年。由于2012年年内的两次降息，所以按照目前的基准利率上浮10%—30%来计算的话，还款利率还是较降息之前划算很多。以上希望对你有帮助。

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