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外地人天津贷款买房的流程是什么？

外地人天津贷款买房的流程是什么？

浏览：43次 | 提问时间： 07-13 05:46

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3个答案

梦已远情未了 07-13 05:47

外地人天津贷款买房的流程：

1、在办理住房贷款时，外地人在天津贷款买房与本地人相比只需要多提供三份资料：暂住证、本市联系人、本市收入证明。

2、如果是农业户口的外地人在天津买房，除了上述材料之外，还需要天津市担保人。

3、首先要在天津公积金管理中心存有公积金，连续缴纳12个月饥渴，并在天津有稳定工作的就可以办理公积金贷款。

我不放你走我亦飘零久 07-13 05:55

买房可以，但是要落户，就不能买二手房，收入证明肯定是有的，不论你在那买房都需要这个证明，一般首付是你的房款的30%，可以贷款
税费
收费标准：
1、过户费用：
普通住宅
* 契税：评估价 × 1.5%；
* 土地出让金：评估价 × 1%(需办理土地证的交纳)；
* 图纸资料费：20.00元(需办理土地证的交纳)；
* 印花税：评估价 × 0.1%；
* 转让手续费：建筑面积 × 6.00元；
* 登记费：80.00元(需贷款的再交80.00元)；
非普通住宅 (单价河西在6300以上含6300南开6100含6100,其他区域标准不一样看具体地点,144平米以上含144平米,小区容积率在1.0以下,满足任何一个条件就是非普通住宅)

一季樱花飘零思念 07-13 06:04

一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。
　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。
　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业
　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

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外地人天津贷款买房的流程是什么？

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