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二手房交易审税流程有哪些？

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二手房交易审税流程有哪些？

浏览：56次 | 提问时间： 07-13 05:46

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3个答案

细雨湿流光 07-13 05:47

二手房交易审税流程：
1:签订买卖合同，当天付首付，
需要材料：产证人证件和产证人到场！
2:上家有贷款预约还款和去交易中心注销拿回它证！
3：下家办理贷款！
材料：上家：个人证件，产证人到场，买卖合同，婚姻证明，私章，受款账户，下家：，户口薄，婚姻证明，学历证明，收入证明，银行流水，个人所得税单，房款首付转账凭条，房款首付收据，私章，还款账号。
4;贷款下来以后双方约好去交易中心去审税！
买卖合同。证件原件，户口薄，婚姻证明(结婚证)，(外地人需要带上13个月的个人所得税或社保证明)！
5：办理过户手续，过户当天需要的材料和贷款的材料查不多，唯一多的就是现金或者银行卡记得缴税！
6：20个工作日以后拿产证！交房！

柚苏 07-13 05:56

首先签买卖合同--申请贷款--贷款通过通知可以去交易中心过户--缴税过户，不过也可以签过买卖合同就去审税，早晚都要交的，买方审税结果的出来以后，一月内必须去缴税，逾期就要重新审税！   如果一月内没法去交税，需要带着原审税单去改发，一般不用重审~

我以为我可以 07-13 06:04

1、第1日 递交材料，提出申请
　　买卖双方带齐相关材料，前往银行。领取并填写二手房个人借款申请表，填完后将所有材料交给工作人员审阅。
　　工作人员会就材料做出初步评估，给出大致贷款额度和年限。最后三方约定时间，由银行联系指定的房地产评估机构前去验房做评估。
2第2-7日 评估
　　根据约定时间，房地产评估机构到房源处进行评估。完成后，评估机构向银行出具评估报告。这一阶段耗时会依据约定情况而定，一般3-5个工作日内即可完成。交易方需交纳500元评估费。　　
3第8-10日 银行审批
　　银行对贷款申请人的资质进行审核，符合条件后，银行根据房屋评估价格，综合贷款人的资质进行贷款额度、期限等方面的审批。审批过程一般在5个工作日左右，但民生银行中关村支行与贷款审批部门在同一个写字楼办公，报批速度快，每单业务审批时间1-2天即可完成。
4第11-33日 交首付，办理过户
　　审批通过后，买方向卖方支付房屋首付款。然后买卖双方及银行工作人员到房地产交易所，凭首付款证明、银行出具的按揭申请审查承诺函等材料办理房屋产权过户。过户当天便可完成，买方再等待20个工作日左右可以领取房产证。
5第34-35天 办房产抵押登记、保险手续，银行放贷
　　买方领到房产证后，办理房产抵押登记和保险，保险费2000元左右。然后，办理贷款发放手续，银行便向卖方账户存入房款，买方则开始依照合同按期偿还本期。

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