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装修贷款能贷多少钱

装修贷款能贷多少钱

浏览：33次 | 提问时间： 07-13 05:57

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6个答案

晨露 07-13 05:57

装修贷款最高额度可以申请到15万元，但是每个人的贷款额度并不一样，这个要根据你个人资质来决定，还有装修贷款的额度不可以超过装修费用的50%，所以如果想要申请到15万元的贷款，除了要个人资质很好以外，装修额度还必须在30万元以上。

另外，装修贷款的审核要求虽然不是很严格，但是也并不是每个人都能够申请成功的，所以你要提前做好心理准备，特别是在贷款高峰期的时候。

我是雷疯我会疯 07-13 06:06

这种装修贷款根据不同的方法也会贷出不同的金额，比如有些是无抵押信用装修贷款，这种贷款方式一般最高额度是20万。还有一种就是抵押装修贷款，这种一般情况下可以带到五六十万左右。

还有一种不太常用的贷款方法，就是通过信用卡家装分期，这种方法一般可以贷50万左右。所以不同的贷款方式也会给大家不同的额度，需要哪一种贷款就看自己哪一种最合适了，建议大家要根据自己偿还能力来进行贷款就可以了。

他是我命深入骨髓 07-13 06:15

装修贷款到底能贷多少钱，跟你自己家里的房子价值有一定的关系，因为你在装修贷款的同时，是以自己家里的房子为基础，通过这种比例来计算出来的金额。
另外就是贷款机构不同，贷款的金额上也会有一些偏差，比如银行的贷款金额就比较统一，而小额贷款公司的金额就比较小。
如果你自己家里的房子确实价值比较高，达到了数百万之多，贷款的金额可能会上升到20万或者30万。

浓妆艳抹遮悲伤 07-13 06:23

装修贷款大概能贷50%左右，但是我觉得大家在选择贷款的时候还是要根据自己的偿还能力来选择贷款的额度的。当然银行也会根据我们的收入情况来审核我们的贷款。银行所放贷的额度肯定是在我们的偿还能力之内的，不会超过我们的偿还能力的。
而且我觉得大家在贷款的时候，一定要根据实际情况，不能够想带多少就带多少，这样会增加我们的还贷压力，一旦我们的工作没有了，收入没有了，那么就比较麻烦了。

真心喂了狗么 07-13 06:31

如果你是找银行去办理装修贷款的业务，一般情况下，个人可以申请的额度最高是15万元。如果你觉得资金比较少，也可以去办理信用卡家装分期，现在有不少银行推出了这项业务，可以贷款的额度达到20万元。
但是，具体的额度还得看每个人的资质以及还款能力。而且不同银行能够申请的额度也会有所不同，比如说如果你是到招商银行去办理装修贷款业务，能够贷款的金额最高也是15万元。

懒得放弃你 07-13 06:39

这个其实要看实际情况的，首先我们要看你的收入高不高，其次我们要看你贷款的申请额度是多少。通常情况下我们装修贷款的最高额度应该是在15万左右。
当然在办理贷款的时候并不是说贷款的额度越多越好，如果贷款的额度比较的多，那你每个月偿还的利息就会比较的多，月供金额就会很大。所以我们在办理贷款的时候，应该贷款越少是越好的。而且我个人其实也不建议大家贷款装修，如果实在没有钱可以晚几年。

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