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公司买房可以贷款吗

公司买房可以贷款吗

浏览：37次 | 提问时间： 07-13 09:35

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6个答案

懵哒哒 07-13 09:36

公司买房当然是可以贷款的啦，但是以公司名义购买的房子是属于商业用房，所以首付款需要支付的金额相对来说也会高一些，差不多是总价的50%，然后近些年房贷利率的幅度有所上涨，差不多上涨了10%左右，这个上涨幅度还是比较高的呢。然后还需要准备相关的材料，包括公司的公章，法人的身份证复印件，营业执照等带上这些证件之后到银行办理相关的手续就可以了。

不交电费瞎发啥光 07-13 09:44

公司的名义买房肯定是可以贷款的，不过贷款的利率肯定是比较高的，因为以公司的名义买房就是属于商业用房了，是没有优惠政策的。你的首付款应该是在50%左右，贷款的利率要上涨10%左右，贷款买房还是比较贵的呢。你需要携带身份证，户口簿，公司营业执照等证件到银行办理，并填写相关的贷款申请表，银行也会通过层层审核给你消息的。

本宫乃帅比 07-13 09:52

公司买房是可以贷款的，但是公司买房只能商业贷款，以公司的名义买房，需要承担的首付也是比较高的，并且贷款利率也有多承担10%，如果你的公司是外资公司，在国内的话，只允许买一套房子。其实公司买房和个人买房的区别还是蛮大的。公司买房需要缴纳的税费也是比较高的，这些信息都是我在当地有关部门了解到的详细信息，大家可以到有关部门明确信息。

何必装能逞英雄 07-13 10:01

现在公司买房也是可以进行贷款的，但是公司买房的话不是属于个人的，是属于公司的，所以首付款需要支付的金额相对来说也会高一些，差不多是房子总价的50%，近几年这个幅度也是有上涨的，上涨的幅度还有点高的，到时候去贷款的话还需要准备相关的材料，法人的身份证复印件，营业执照等去办理，如果是审核通过的话就可以贷款了。

可惜不是你 07-13 10:09

其实公司买房是可以办理贷款的，而这里的购房者既可以是个人的名义，也可以是以公司的名义。但是不管你们是买什么房子，都会被当做是商业用房，所以贷款的利息也会比较高。所以如果是你们自己要买房的话，并不建议用公司的名义来买，因为社会加大你们的还款压力。而且用公司购买的话，是不能够办理商业贷款的。所以贷款的年限还有利息都是和商业贷款不一样的。

多情应笑我迟早笑疯你 07-13 10:17

公司买房当然是可以进行贷款的，但是贷款的利率肯定是比较高的，以公司的名义买房，是属于商业用房了，是没有优惠政策的。你的首付款应该是在50%左右，贷款的利率要上涨10%左右，贷款买房还是比较贵的呢。除此之外，你也需要准备一些证件，比如个人身份的证明、营业执照等等，具体的你需要去当地的银行咨询一下。去银行也是需要填写贷款申请表格，然后进行审核的。

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