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买二手房贷款办理流程

浏览：45次 | 提问时间： 07-13 09:42
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6个答案
柠檬少年 07-13 09:43

现在我们许多人在购买二手房的时候，压力也是比较大的，因为现在的房价也是越来越贵了，那么我们就会选择按揭买房，当然了，每家银行的利率都是不一样的，在购买之前最好每一家都去咨询一下，找到适合自己的最重要。在和对方签订完合同之后，我们就可以拿着房产证，然后到银行办理贷款了，我们需要提供相关的材料，然后银行会审核，通过以后就会放款了。

深情予你 07-13 09:52

买卖双方签订好购房合同以后，买家就可以带上相关的资料去当地银行申请了，在15个工作日之内，银行会对你个人资质进行审核的，如果你符合贷款条件的话，银行会通知你过去签署贷款合同的，
但是如果你不符合贷款条件的话，银行则会以短信或者书面形式通知你，同时也会告诉你拒绝理由的。另外，如果你打算申请房贷的话，一定要提前了解房贷的申请要求，千万不要做无用功。

不能让你走 07-13 10:00

买二手房贷款办理流程是这样的，首先第一步就是选择房子，然后签订相关的购房合同，接着就是走贷款的流程了。然后携带个人资料及二手房合同就可以去银行申请了，银行会联系评估机构去做房子评估，一般来说，银行会根据这个评估值来审核，如果审核没问题的话，你就可以和卖家一起去办理过户了，然后银行会进行放款，你按时还贷就可以了。

我們的情人節 07-13 10:08

其实买二手房办理贷款的话，流程实际上是和买新房差不多的。基本上也是需要你们提供相关的资料，然后银行就会对你们的房屋价格进行评估，并且审核你们提交上来的材料和资料，通过了之后就可以将房屋贷款发放到你们的账户中了。二手房贷款办理的流程基本上就是这样子的了。假如你们还并不是很了解的话，可以到银行去进行咨询。

爱人不遇 07-13 10:17

购买二手房办理贷款的流程也不是特别复杂，办理贷款最重要的就是在办理之前需要了解一下贷款的利率，现在房贷利息还是比较高的，要去了解一下各个银行贷款的利率。购买二手房也是需要看好房子的各方面，在签订了二手房买卖合同之后就可以去银行办理贷款，在办理之前需要先将相关的资料准备好，然后直接去银行填写相关的申请表格，并将需要的资料提交上去。

千画 07-13 10:25

买二手房贷款和新房的贷款是一样申请的，购买二手房的话，也是需要先首付一部分，剩下来的钱可以去银行贷款，办理贷款的话，你需要先准备好齐全的材料，包括身份证、户口本、房产证、购房合同、结婚证明、房屋评估证明等材料，准备好齐全资料之后就可以去银行办理贷款，填写相关的申请表格，并提交相关的材料，后期等银行那边审核就可以啦。

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